My wife and I are purchasing a apartment in Northumberland. I might seem paranoid but how we can trust a conveyancer? On completion day we will need to send money into their account. What protection do we have from them run away with our money?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

Do I choose a Licenced Conveyancer or Solicitor for conveyancing in Northumberland?

There are many recorded licenced Conveyancers in Northumberland and Solicitor practices in Northumberland offering conveyancing It is important to make clear that the two are supervised by regulatory bodies with both specialising in the legal aspects of transferring property. The two can deal with other property legal work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.

We were going to get a DIP from Kent Reliance this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Kent Reliance recommend any Northumberland solicitors on the Kent Reliance conveyancing panel, or is it better to find our own lawyer?

You will need to appoint Northumberland solicitors independently although you'll need to choose one on the Kent Reliance conveyancing panel. The solicitor represents both you and Kent Reliance through the process.

Due to the input of my in-laws I had a survey completed on a house in Northumberland in advance of instructing solicitors. I have been informed that there is a flying freehold element to the house. Our surveyor has said that some lenders will refuse to grant a loan on such a property.

It varies from the lender to lender. Santander has different instructions from Nationwide. Should you wish to call us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Northumberland. Conveyancing will be smoother if you use a solicitor in Northumberland especially if they are accustomed to such properties in Northumberland.

I am using a search engine for the term cheap conveyancing in Northumberland it shows results of numerous solicitorslocally. How do I determine which is the suitable conveyancing solicitor for purchase transaction?

The ideal method of finding the right conveyancer is via personal testimonial, so seek the opinion of colleagues and those you trust who have bought a property in Northumberland or a respected estate agent or mortgage broker. Fees for conveyancing in Northumberland vary, so it's advisable to secure a minimum of four quotes from different conveyancers. Make sure that you clarify that the charges are assured not to increase.

I am hoping to exchange soon on a studio apartment in Northumberland. Conveyancing solicitors inform me that they will have a report out to me within the next couple of days. What should I be looking out for?

The report on title for your leasehold conveyancing in Northumberland should include some of the following:

Your solicitors should enable you to have an understanding of the insurance requirements You must be informed what constitutes a Nuisance in the lease if lease provides for a sinking account for major repairs? Details of the parties to the lease, e.g. these could be the leaseholder, head lessor, landlord An explanation as to the provision as set out in the lease to pay service charges - in respect of the block, and the wider rights a lessee has

Northumberland Conveyancing for Leasehold Flats - A selection of Questions you should consider Prior to buying

Best to be warned whether changing the roof or some other major work is pending that will be shared by the leaseholders and will materially impact the level of the maintenance fees or require a one off payment. It would be sensible to discover if there is anything that is prohibited in the lease. By way of example it is fairly common in Northumberland leases that pets are not permitted in certain buildings in Northumberland. If you love the flatin Northumberland but your cat is not allowed to make the move with you then you have a very difficult determination. How much is the ground rent and service charge?

Do online conveyancing organisations cover everything a high street Northumberland solicitor does or do I still need to use a solicitor for the final stages for my conveyancing in Northumberland?

Where you instruct an online conveyancer they should undertake all the things your Northumberland conveyancer will cover.