My Solicitor in Oldbury has never been on on the Virgin Money Approved Panel. Can I still retain my family solicitor even though they are excluded from the Virgin Money list of approved lawyers?
Your options are as follows:
- Complete the purchase with your preferred Oldbury solicitors but Virgin Money will need to instruct a lawyer on their list of acceptable firms. This will inevitably rack up the overall conveyancing charges and result in delays.
- Get an alternative lawyer to to deal with the purchase, remembering to check they are Persuade your solicitor to do everything within their powers to join the Virgin Money conveyancing panel
Do commercial conveyancing searches reveal proposed roadworks that may impact a commercial property in Oldbury?
Its becoming the norm that commercial conveyancing solicitors in Oldbury will execute a SiteSolutions Highways report as it reduces the time that conveyancers spend in sourcing accurate data on highways that impact buildings and development assets in Oldbury. The report provides definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Oldbury.
For each commercial conveyancing transaction in Oldbury it is crucial to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been dealt with adequately can cause delays to Oldbury commercial conveyancing transactions as well as pose a risk to future plans for the site. These searches are not ordered for domestic conveyancing in Oldbury.
I bought my house on 14 April and the transaction details is yet to be on the land registry website. Should I be concerned? My conveyancing solicitor in Oldbury advises it will be concluded inside ten days. Are properties in Oldbury uniquely lengthy to register?
As far as conveyancing in Oldbury registration is no faster or slower than the rest of the country. As opposed to being determined by geographic area, timescales can vary depending on the party submitting the application, whether it is in order and whether the Land registry need to notify any third parties. At present roughly 80% of such applications are fully dealt with in less than three weeks but some can be subject to protracted delays. Registration occurs after the new owner is living at the property so 'speed' is not always top priority but if there is a degree of urgency associated with the registration then you or your conveyancer could communicate with the Registry to express the reasoning for an expedited registration.
I am purchasing my first flat in Oldbury benefiting from help to buy. The developers would not move on the amount so I negotiated 6k of additionals instead. The house builders rep told me not inform my lawyer about the extras as it could impact my mortgage with Halifax. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I am looking for a conveyancing practitioner in Oldbury for my remortgage. Is there any facility to check a firm’s complaints history with the profession’s regulator?
You can see presented Solicitor Regulator Association (SRA) determinations arising from inquisitions from 2008 onwards. Visit Check a solicitor's record. To find records Pre 2008, or to check a firm's history, phone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. International callers, use +44 (0)121 329 6800. The SRA sometimes recorded call for training reasons.