lenderpanel

Find a Oldbury Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Oldbury? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Oldbury transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Oldbury conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Oldbury

My family solicitor has sent a quote for £995 for fixed fee conveyancing in Oldbury. I’m hoping to sell a Georgian property for £175,000. Are these estimated fees excessive? Is it above the norm for conveyancing in Oldbury?

The estimate does seem marginally steep. If you are willing to invest time scrutinising fee on a like for like basis you may be able to trim some of the expense by perhaps £125. That being said, you couldcome to rue choosing an an unknown conveyancer. Don't forget to ensure the firm can represent your bank. Do use our search tool to choose a Oldbury conveyancing company on the lender’s member panel which can often include conveyancing solicitors in Oldbury.

It is is a decade since I purchased my home in Oldbury. Conveyancing lawyers have recently been retained on the sale but I can't track down my title deeds. Is this a problem?

Don’t worry too much. First there is a chance that the deeds will be kept by the mortgage company or they could be in the possession of the solicitor who handled the purchase. Secondly in all probability the property will be recorded at the land registry and you will be able to establish that you are the registered owner by your conveyancing lawyers procuring current official copies of the land registers. Almost all conveyancing in Oldbury relates to registered property but in the unlikely event that your property is not registered it adds to the complexity but is resolvable.

is it true that all Oldbury solicitor practices on the Clydesdale conveyancing panel are regulated by the Solicitors Regulatory Authority?

As solicitors, in order to be on the Clydesdale approved list of solicitors they would need to be overseen by the Solicitors Regulatory Authority. The majority of lenders do allow licenced conveyancers on their panel and in such a situation the organisation would be overseen by the Council of Licensed Conveyancers.

I am due to exchange contracts on my house. I had a double glazing fitted in November 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Co-operative are being problematic. The Oldbury solicitor who is on the Co-operative conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Co-operative are requiring a building regulation certificate. Why do Co-operative have a conveyancing panel if they don't accept advice from them?

It is probably the case that Co-operative have referred the matter to their valuer. The reason why Co-operative may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

Planning on purchasing a maisonette in Oldbury. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Yorkshire BS conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Oldbury lawyer is on the Yorkshire BS conveyancing panel.

A friend advised me that where I am buying in Oldbury I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?

A search of this type is usually included in the estimate for your Oldbury conveyancing searches. It is not a small report of more than thirty pages, listing and detailing important information about Oldbury around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Oldbury Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Oldbury Education with plans and statistics, Local Amenities and other useful data about Oldbury.

We are in the process of acquiring a apartment in Oldbury. Conveyancing is not yet done but we would like keep the amount we are are purchasing for a secret from the likes of Rightmove. Is this achievable and how?

HM Land Registry by statute are bound to disclose price sold data on a register of the title for domestic properties nationwide which includes homes in Oldbury. The register of title is an open document, so HMLR would be breaking the law if they did not permit access to the register.

You can ask the Land Registry to hide the amount paid entry however the answer would be a No.

Last updated

Find out more about how flying freehold can affect your the value of a property.