It has come to my attention via my broker that my Park Langley lawyer is not on the bank Conveyancing panel. How can I be sure whether this is correct?
The sensible course of action for you to take is to contact your Park Langley conveyancer. You lawyer should advise you what has happened. Where they are not on the panel they could put your in touch with solicitors on the approved list of lawyers for your bank.
It is is a decade since I purchased my home in Park Langley. Conveyancing lawyers have now been instructed on the sale but I can't track down the deeds. Will this jeopardise the sale?
Don’t worry too much. Firstly the deeds may be with the mortgage company or they may be in the possession of the lawyers who handled the purchase. Secondly in all probability the title will be registered at the land registry and you will be able to establish that you own the property by your conveyancing solicitors acquiring current official copies of the land registers. Nearly all conveyancing in Park Langley involves registered property but in the rare situation where your home is not registered it is more tricky but is not insurmountable.
I am looking for a flat up to £245,000 and found one close by in Park Langley I like with open areas and railway links in the vicinity, however it only has 49 remaining years left on the lease. There is not much else in Park Langley for this price, so just wondered if I would be making a grave error buying a short lease?
Should you need a home loan the remaining unexpired lease term will likely be an issue. Discount the price by the amount the lease extension will cost if not already taken into account. If the current proprietor has owned the premises for a minimum of twenty four months you could ask them to start the process of the extension and pass it to you. An additional ninety years can be extended on to the current lease with a zero ground rent applied. You should speak to your conveyancing lawyer regarding this.
My husband and I are one month into a residential purchase having been recommend to a firm by the selling agent to do our conveyancing in Park Langley. I am am starting to be disappointed with the level of service. Can you you assist me in finding new lawyers?
A lawyer would have to be really bad in order to consider diss instructing them. Has the mortgage been sent? If so you must inform them of the new contact details and ensure the mortgage documents are issued to the new lawyers. Your conveyancer should be on the lenders approved list to avoid supplemental fees and complications. So that should be your starting point. Our find a solicitor tool can help you find a bank approved lawyer for your home move in Park Langley
My mother and father are unable to locate their Park Langley land registry title on the online search facility. They recall that 50 years ago when they bought the bungalow there were complications regarding the address not being recognised in some systems.
Almost all premises in Park Langley should appear. Have you limited your search with simply the postcode. Usually it should reveal all the properties within the postcode. Where registered it will show up with a title number. Where they bought 50 years ago it's conceivable it may be unrecorded. The address could still be revealed but with the title number identified as 'na'. In this scenario you will need to track down the original title deeds which could be with your parent’s mortgage company.