Are the BSA planning on creating a searchable register to to identify practices on the Loughborough BS conveyancing panel for instance in Pembroke Dock?

We have not been informed any plans on the part of the BSA to develop such a tool.

My stepmother informed me that in buying a property in Pembroke Dock there may be a number of restrictions prohibiting external alterations to a property. Is this right?

We are aware of a number of properties in Pembroke Dock which have some sort of restriction or requirement of consent to carry out external alterations. Part of the conveyancing in Pembroke Dock should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

I am the sole beneficiary of my late mum's will and I have everything in my name alone, including the my former home in Pembroke Dock. Conveyancing formalities meant that the Land Registry date was in November. I now wish to sell up. I understand that there is a CML six month 'rule', which means that my property ownership will be considered the same way as if I'd bought the house in November. Is the property unsalable for six months?

The Council of Mortgage Lenders’ handbook instructs conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you might be affected by that. How sensible a view banks take of it, depend on the mortgage company as this obligation is primarily there to pick up on subsales or the wholesaling and assigning of properties.

At last I have had an offer on an apartment in Pembroke Dock agreed to, but there is a chain. The owners have put an offer on on an apartment, however it’s not yet agreed to, and have viewings of other apartments in the pipeline. I have chosen a local conveyancing solicitor in Pembroke Dock. What should be my next step? When do I get the mortgage application with Virgin Money going?

It is usual to have apprehensions where there is a chain as you are unlikely to want to incur expenses too early (mortgage application is approx £1k, then survey, Pembroke Dock conveyancing search fees, etc). The first thing to do is ensure that your conveyancing practitioner is on the Virgin Money conveyancing panel. Concerning the next stages this very much dictated by the uniqueness of your transaction, motivation for this property and on the state of the market. During a rising market some home buyers will apply for the mortgage with Virgin Money and pay for the valuation and only if it comes back ok would they pay their lawyer to press on with the conveyancing in Pembroke Dock.

A relative recommended that where I am buying in Pembroke Dock I should ask my conveyancer to execute a Neighbourhood, Planning and Local Amenity Search. What does it cover?

This is a search is sometimes included in the estimate for your Pembroke Dock conveyancing searches. It is a large report of more than thirty pages, listing and setting out significant information about Pembroke Dock around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Local Education with maps and statistics, Local Amenities and other useful information concerning Pembroke Dock.

Hoping to buy a property located in Pembroke Dock and I am already nervous. I couldn't find anything specific about Pembroke Dock. Conveyancing will be needed in due course but do you know about the Pembroke Dock area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at Pembroke Dock. In the meantime here are some basic statistics that we found

I have just started marketing my 2 bed apartment in Pembroke Dock. Conveyancing solicitors are to be appointed soon, but I have just had a half-yearly service charge demand – what should I do?

Your conveyancing lawyer is likely to suggest that you should clear the invoice as usual given that all ground rent and service payments will be allotted on completion, so you will be reimbursed by the buyer for the period running from after the completion date to the next payment date. Most management companies will not acknowledge the buyer unless the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.

Pembroke Dock Conveyancing for Leasehold Flats - A selection of Questions you should ask before Purchasing

Where a Pembroke Dock lease has less than 80 years it will affect the salability of the apartment. It is worth checking with your mortgage company that they are willing to to proceed given the lease term. Leases with less than 80 years remaining means that you will probably require a lease extension sooner rather than later and you need to have some idea of what this would cost. For most Pembroke Docklease extensions you will need to own the premises for a couple of years before you are eligible to extend the lease. How much is the ground rent and service charge? Best to be warned if redecorating or some other major work is anticipated to be shared between the tenants and will dramatically impact the level of the maintenance fees or necessitate a specific invoice.