Having sold my house in Pencader last March but our buyer keeps telephoning every few hours to moan that her solicitor needs to hear from mine. What are the post completion sale formalities now that I have sold?
Post completion of your house sale your solicitor should forward the transfer deeds and all additional paperwork to the buyer’s solicitors. Where relevant, your solicitor must also evidence that the home loan has been discharged to the buyers conveyancers. There are no post completion procedures specific conveyancing in Pencader.
My wife and I buying a 4 bedroom semi-detached house in Pencader. Our aim is to carry out a loft conversion at the house.Will the conveyancing process include investigations to ascertain if these works were previously refused?
Your conveyancer will review the deeds as conveyancing in Pencader will on occasion identify restrictions in the title documents which restrict categories of changes or require the consent of a 3rd party. Some works require local authority planning consent and approval in compliance with building regulations. Many locations are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. It would be sensible to check these things with a surveyor prior to committing yourself to a purchase.
When it comes to lenders such as Co-operative, do Pencader property lawyers incur a fee to be on the conveyancing panel?
We are not aware of any lender fees to be on their list of approved firms, although some do levy an administration charge to deal with the processing of the conveyancing panel application.
Aldermore have agreed my mortgage in principle, my bid on a house in Pencader has been agreed to, now what?
The property agent will need to know who your solicitors are (be sure the lawyers are on the bank’s approved list). Telephone Aldermore or the financial adviser and finish off any relevant paperwork. Aldermore will instruct a valuer who will get in touch with the selling agent or owners to arrange an appointment. Once conducted (assuming no problems) it takes about a week to receive the mortgage offer. Aldermore will issue the offer to you and your conveyancers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Pencader.
Despite weeks of looking the Title Certificate and documents to our property are lost. The conveyancers who dealt with the conveyancing in Pencader 5 years ago no longer exist. What are my next steps?
Gone are the days when you need to hold title deeds to prove you are the owner of your registered land or property, given that the Land Registry hold details of all registered land or property electronically.
Due to the advice of my in-laws I had a survey completed on a house in Pencader in advance of retaining solicitors. I have been advised that there is a flying freehold aspect to the property. Our surveyor advised that some banks will not issue a loan on such a home.
It varies from the lender to lender. HSBC has different instructions for example to Nationwide. Should you wish to telephone us we can look into this further via the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Pencader. Conveyancing will be smoother if you use a solicitor in Pencader especially if they regularly deal with such properties in Pencader.
Am I best advised to use a Pencader conveyancing lawyer who is local to the property I am buying? I have an old university friend who can carry out the legal formalities but they are based 400kilometers drive away.
The primary upside of using a high street Pencader conveyancing practice is that you can attend the office to execute paperwork, present your identification documents and pester them where appropriate. They will also have local knowledge which is a plus. That being said nothing is more important than finding someone that will pull out all the stops for you. If other friends have used your friend and the majority were content that should trump using an unknown Pencader conveyancing lawyer just because they are Pencader based.