My IFA requires my Perry Barr solicitor’s panel reference for the Nat West conveyancing panel. What is the best way to find this out. I have e-mailed my local Perry Barr office but they have not responded to me.
You are best placed to get this information from your Perry Barr conveyancing practitioner . They keep a central record lender panel numbers.
My grandfather passed away last year and as sole heir and executor I was left the house in Perry Barr. The house had a relatively small loan left on it of around £8000. I want to transfer the title deeds into my name whilst I re-mortgage to Kent Reliance, pay off the mortgage. Is this possible?
If you plan to re-mortgage then Kent Reliance will insist on your using a conveyancer on the Kent Reliance conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Kent Reliance conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Kent Reliance mortgage is registered as a charge at the Land Registry.
My wife and I buying a end of terrace house in Perry Barr. Our aim is to carry out a loft conversion at the house.Will the conveyancing process involve checks to see if these works are prohibited?
Your conveyancer should check the registered title as conveyancing in Perry Barr can occasionally reveal restrictions in the title deeds which prevent categories of alterations or necessitated the permission of another owner. Certain additions call for local authority planning consent and approval under the building regulations. Many areas are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. You should check these issues with a surveyor ahead of any purchase.
We are getting the release of further monies on our home loan from Lloyds as we wish to carry out improvements to our property in Perry Barr. Do we need to select a bricks and mortar Perry Barr solicitor on the Lloyds conveyancing panel to deal with the paperwork?
Lloyds do not ordinarily require a member of their conveyancing panel to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Lloyds panel.
I'm at the point of viewing apartments in Perry Barr and I am about to put in an offer. Should I already have a solicitor in place at this stage? I intend to finance via a mortgage with TSB.
It would be advisable to commence your search sooner rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their contact information on to the estate agent. As you are taking out a mortgage with TSB, make sure you remember to check that your lawyer is on the TSB conveyancing panel.
I have been on the look out for a leasehold apartment up to £195,000 and found one close by in Perry Barr I like with a park and station in the vicinity, the downside is that it only has 61 years unexpired on the lease. There is not much else in Perry Barr suitable, so just wondered if I would be making a mistake buying a lease with such few years left?
If you require a home loan that many years will likely be a potential deal breaker. Discount the offer by the anticipated lease extension will cost if not already taken into account. If the current owner has owned the premises for a minimum of 2 years you can ask them to commence the lease extension formalities and pass it to you. You can add 90 years to the existing lease term with a zero ground rent applied. You should speak to your conveyancing solicitor regarding this.
I have been sourcing a conveyancing solicitor in Perry Barr for my house move. Can I see a solicitor's record with the legal regulator?
Members of the public may see presented Solicitor Regulator Association (SRA) decisions stemming from investigations from 2008 onwards. Go to Check a solicitor's record. To find information about the period before 1 January 2008, or to check a firm's record, telephone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For non-uk callers, use +44 (0)121 329 6800. The SRA sometimes monitor telephone calls for training purposes.