It has come to my attention via my IFA that my Pickering the law firm I have appointed is not on the bank Solicitor panel. How can I check?
Your first step should be to contact your Pickering lawyer directly. You lawyer should inform you what has happened. Where they are not on the panel they may recommend you to a Pickering conveyancing firm that is on the conveyancing panel for your mortgage company.
My husband and I are nearing an exchange on a flat in Pickering and my mum and dad have sent the 10% deposit to my conveyancer. I am now told that as the deposit has not arrived from me my conveyancing practitioner needs to make a notification to my mortgage company. I am advised that, in also acting for the lender he must inform them that the balance of the purchase price is not just from me. I advised the lender about my parents' contribution when I applied for the home loan, so is it really necessary for him to raise this?
Your lawyer is duty bound to clarify with mortgage company to ensure that they know that the balance of the purchase price is not from your own resources. Your solicitor can only notify this to your bank if you agree, failing which, your lawyer must cease to continue acting.
Finally the sale completed on my house in Pickering last November yet the purchaser is Skype messaging every few hours to moan that her solicitor needs to hear from mine. What are the post completion sale legalities now that I have sold?
Following your house sale your solicitor should send the transfer deeds and all supplemental paperwork to the purchaser's lawyers. Where relevant, your solicitor must also evidence that the mortgage has been discharged to the buyers lawyers. There is unlikely to be post completion formalities peculiar conveyancing in Pickering.
I am assisting my step-mother sell her house in Pickering. Will the conveyancing solicitor order the energy assessment or do I organise this?
After the demise of HIPs, energy assessments was maintained a required component of selling a property. An energy assessment must be to hand in advance of the property being advertised. This is not as aspect of the sale process that law firms ordinarily arrange. Where you are using a Pickering conveyancing lawyer they may be able to arrange energy assessments due to their relationships with reputable local assessors
A friend advised me that in buying a property in Pickering there could be a number of restrictions limiting what one can do in terms of external alterations to a property. Is this right?
We are aware of anumerous of properties in Pickering which have some sort of restriction or requirement of consent to carry out external changes. Part of the conveyancing in Pickering should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I recently had an offer agreed on an apartment in Pickering. My mortgage broker pressured me to appoint their lawyer. I paid an on account payment of £150. Shortly after, the solicitor contacted me to say that they were not on the UBS conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the UBS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Due to the encouragement of my in-laws I had a survey completed on a house in Pickering in advance of instructing solicitors. I have been informed that there is a flying freehold aspect to the house. My surveyor has said that some mortgage companies will not issue a mortgage on this type of house.
It depends who your proposed lender is. Lloyds has different instructions from Halifax. If you contact us we can check with the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Pickering. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Pickering to see if the conveyancing will be more expensive.