We are selling our house in Potters Bar. Does the have to be on the conveyancing panel in order to deal with the discharge of my mortgage?

Ordinarily, even if your lawyer is not on the conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their panel criteria fairly frequently in recent years.

About to purchase a new build flat in Potters Bar. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Here is a sample of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Potters Bar

Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose?

I decided to have a survey carried out on a property in Potters Bar in advance of retaining lawyers. I have been advised that there is a flying freehold overhang to the property. My surveyor has said that some mortgage companies tend not grant a mortgage on a flying freehold house.

It varies from the lender to lender. Lloyds has different requirements for example to Birmingham Midshires. If you call us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Potters Bar. Conveyancing may be slightly more expensive based on your lender's requirements.

I need to retain a conveyancing solicitor for my conveyancing in Potters Bar. I have land on a site which seems to have the perfect answer If there is a chance to get all this stuff done via phone that would be ideal. Should I be concerned? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

Potters Bar Conveyancing for Leasehold Flats - Examples of Questions you should consider Prior to buying

How much is the service charge and ground rent on the flat? Is there a share of the freehold? For many Potters Bar leaseholds the outlay for major works tend not to be included within maintenance charges, albeit that there some managing agents in Potters Bar ask leasehold owners to pay into a reserve fund created for the specific intention of establishing a fund for major works.