We note that you have a post code search directory listing solicitors on the Leeds Building Society conveyancing panel. Do companies pay you a commission if I appoint them for our conveyancing in Prescot and Knowlsey?
We are a listing service only for law firms wishing to communicate if they are on the Leeds Building Society conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Prescot and Knowlsey.
Our bank has recommended solicitors on their panel based in Prescot and Knowlsey but I would rather instruct a conveyancing lawyer in Prescot and Knowlsey local to me. Can you assist?
Far from all Prescot and Knowlsey conveyancing practitioners are listed all banks conveyancing panel. Use our find an approved solicitor tool to find a Prescot and Knowlsey conveyancing solicitor on the on the bank panel.
I have been told by my lawyer that missing deeds insurance is required on my purchase. What is the level of cover for Prescot and Knowlsey conveyancing?
The right level of missing deeds indemnity insurance depends on your lender. It would differ for example between Yorkshire Building Society and The Mortgage Works. Conveyancing practitioners as opposed to members of the public take out such insurances.
I can not fathom if my lender requires a lease extension. I have telephoned my Prescot and Knowlsey bank branch on a couple of occasions and was told it does not affect the mortgage offer and they would lend. My Prescot and Knowlsey conveyancing solicitor - who is on the lender conveyancing panel- called and was told they refuse to lend in accordance with their specific requirements. I simply don't know who is right.
As long as the solicitor is on the lender approved list, they must follow the Council of Mortgage Lenders’ Handbook specifications for the bank. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
After much negotiation I have agreed a price on a house in Prescot and Knowlsey. My mortgage broker suggested a conveyancing practitioner. I paid an advanced payment of £200. Shortly after, the conveyancer called me sheepishly admitting that they were not on the Skipton conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Skipton panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I'm buying a new build house in Prescot and Knowlsey with a mortgage from Skipton Building Society. The developers would not budge the price so I negotiated 6k of fixtures and fittings instead. The sale representative suggested that I not disclose to my lawyer about this side-deal as it may put at risk my loan with Skipton Building Society. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
My husband and I are a couple of weeks into a leasehold purchase having been recommend to solicitors by the selling agent to do our conveyancing in Prescot and Knowlsey. We are not happy. Could you you assist me in finding new conveyancers?
A solicitor would have to be really poor in order to consider changing them. Has your loan offer been issued? In the event that it has you need to inform them of the new solicitor and have the offer are re-sent. Your conveyancer should be on the lenders panel to avoid added fees and complications. So that should be your first question of the new conveyancers. The search tool will assist you in finding a bank approved conveyancer for your home move in Prescot and Knowlsey