Having been told to check out your site we were going to use a conveyancing solicitor in Quinton recommended using your search tool but stumbled across some other fee calculations via the web seem cheaper – how come?

There are lots of conveyancers offering what appear to be extremely cheap conveyancing in Quinton. We suggest that you think long and hard as to how important this transaction is to you that want to take 'cheap' risks with regard to the quality of the conveyancing. Many of them accentuate a budget fee to grab your attention but bury additional fees in the fine print..

I purchased a freehold house in Quinton but still pay rent, why is this and what is this?

It is rare for properties in Quinton and has limited impact for conveyancing in Quinton but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back hundreds of years, but the Rent Charge Act 1977 barred the establishment of fresh rentcharges from 1977 onwards.

Old rentcharges can now be redeemed by making a one off payment under the Act. Any rentcharges that are still in existence post 2037 will be dispensed with completely.

Forgive me if this question is silly but I am wet behind the ears as FTB of a garden flat in Quinton. Do I collect the keys to the house on completion from my lawyer? If this is the case, I will instruct a local conveyancing solicitor in Quinton?

There is no need to visit the lawyers office on the day of completion. Conveyancing lawyers for you will arrange to send the purchase money to the owner’s lawyers, and shortly after the monies have arrived, you will be invited to collect the keys from the property Agents and start moving into the property. This tends to happen between 1 and 3pm.

When it comes to mortgage companies such as TSB, do Quinton lawyers face a yearly amount to be on the conveyancing panel?

We are unaware of any lender fees to register on their panel, although some do levy an administration charge to deal with the processing of the conveyancing panel submission.

We have agreed to purchase a house in Quinton. An unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Nottingham be concerned?

As you are obtaining a mortgage with Nottingham your lawyer must follow the conveyancing requirements contained in Part 2 of UK Finance Lenders’ Handbook for Nottingham. The CML Handbook contains minimum conditions for solar panel roof-space leases, and conveyancers are required to report to Nottingham where a lease fails to meet these specifications. The requirements relate to the installation of panels on properties in England and Wales and is not limited to Quinton.

I am selling our house in Quinton and according to the buyers it appears that there is a possibility that the property was constructed on contaminated land. Any local lawyer would know this is not the case. It does beg the question why the purchasers instructed an internet conveyancing outfit as opposed to a conveyancing solicitor in Quinton. We have lived in Quinton for 4 years we know of no issue. Should we contact our local Authority to get confirmation that there is no issue.

It sounds as though you may have a conveyancing solicitor currently acting for you. Are they able to advise? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)

I am buying a new build house in Quinton benefiting from help to buy. The builders would not reduce the price so I negotiated five thousand pounds worth of additionals instead. The estate agent advised me not reveal to my lawyer about the extras as it could adversely affect my mortgage with the lender. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.