Me and my wife are buying a leasehold flat in Radlett. My Conveyancer is not on the mortgage company conveyancing list. Is it possible for me to retain my Radlett conveyancing solicitor notwithstanding that they are excluded from the lender panel?

One will need to instruct a conveyancing practitioner to complete the legal work required when you need a mortgage to buy your property. They will carry out all the necessary due diligence on the property, make sure that you’re registered as proprietor and ensure that all the necessary mortgage paperwork is dealt with. You can select a Radlett conveyancing practitioner of your choice. However, if the property lawyer appointed is not on the mortgage company solicitor panel supplemental charges will arise as separate legal representation will be required by them. Lender panel applications can be submitted, so where your conveyancer has not in the past sought membership they should do so.

My partner and I are approaching an exchange on a property in Radlett and my parents have sent the exchange deposit to my lawyer. I am now informed that as the deposit has not arrived from me my lawyer needs to disclose this to my bank. Apparently, in also acting for the mortgage company he must inform them that the balance of the purchase price is coming from anyone other than me. I advised the mortgage company concerning my parents' contribution when I applied for the mortgage, so is it really appropriate for him to raise this?

The lawyer is duty bound to clarify with mortgage company to ensure that they know that the balance of the purchase price is not from your own resources. The solicitor can only disclose this to your lender if you permit them to, failing which, your lawyer must cease to continue acting.

As someone clueless as to the Radlett conveyancing process what’s your top tip you can give me for the house moving process in Radlett

Not many law firms or advisers will tell you this but conveyancing in Radlett and elsewhere in England and Wales is often a confrontational process. In other words, when it comes to conveyancing there is an abundance of room for conflict between you and other parties involved in the transaction. For example, the vendor, estate agent and on occasion your bank. Choosing a solicitor for your conveyancing in Radlett should not be taken lightly as your conveyancer is your adviser, and is the ONE person in the legal process whose interest is to look after your legal interests and to keep you safe.

There is a distinct creep in the "blame" culture- someone has to be at fault for the process taking so long. You your first instinct should be to trust your lawyer above all other players in the home moving process.

The estate agent has sent us the confirmation of our purchase of a new build apartment in Radlett. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Here are examples of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Radlett

If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Please supply evidence that the form of Lease proposed has been approved by the Land Registry. Please confirm the Lease plans are architect prepared.

Given that I will soon part with hundreds of thousands of pounds on 3 bedroom house in Radlett I would like to have a conversation with the lawyer concerning thehouse move before appointing the firm. Can this be arranged?

This is something that we recommend - we would be pleased to talk to you we do not take any clients on without you speaking to the lawyer due to be carrying out your conveyancing in Radlett.There is no ‘factory style conveyancing’ - every client is an important person, not a case number. The solicitors that we put you in touch with believe that the figure you are quoted for your conveyancing in Radlett should be the figure that you end up paying.