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Find a Rhondda Cynon Taff Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Rhondda Cynon Taff? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Rhondda Cynon Taff home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Rhondda Cynon Taff conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Rhondda Cynon Taff

My wife and I have just acquired a house in Rhondda Cynon Taff. We have noticed several issues with the house which we believe were missed in the conveyancing searches. Do we have any recourse? Can you clarify the type of searches that needed to have been conducted as part of conveyancing in Rhondda Cynon Taff?

It is not clear from the question as to the nature of the problems and if they are unique to conveyancing in Rhondda Cynon Taff. Conveyancing searches and due diligence initiated during the legal transfer of property are designed to help avoid problems. As part of the process, the vendor answers a document known as a Seller’s Property Information Form. If the information provided is inaccurate, then you may have a claim against the seller for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Rhondda Cynon Taff.

Finally the sale completed on my house in Rhondda Cynon Taff last January but my buyer keeps Skype messaging every few hours to say their solicitor needs to hear from mylawyer. What should have happened following completion?

After completion of your sale your lawyer is obliged to deliver the transfer documentation and all supplemental paperwork to the purchaser's conveyancer. Where relevant, your solicitor must also confirm that the legal charge in favour of the lender has been repaid to the purchasers conveyancers. There is unlikely to be post completion procedures specific conveyancing in Rhondda Cynon Taff.

What is the best way to check that the solicitor handling my conveyancing in Rhondda Cynon Taff is on the bank’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for The Mortgage Works thus paying £187.00 plus VAT in another set of conveyancing fees.

You should make use of the search tool on this page. Please choose the lender and type ‘Rhondda Cynon Taff’ or your preferred area and you will see a number of lawyer based in Rhondda Cynon Taff or by proximity to you.

Is it correct that all Rhondda Cynon Taff CQS (Conveyancing Quality Scheme) solicitors are on the Leeds Building Society conveyancing list of approved practices?

A selection of lenders now make use of CQS as the kick off point for Panel membership such as HSBC and Santander. CQS accreditation however gives no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for firms wishing to join their approved list of firms.

We have a mortgage agreed in principle with Santander. Rhondda Cynon Taff conveyancing lawyers have been appointed. What is the average time that one could expect to receive a mortgage offer from Santander?

Some lenders take longer than others. Have Santander done the survey? Have you informed Santander as to your lawyers' details and checked that your lawyers are on the Santander conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.

I've read lots of mortgage guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Rhondda Cynon Taff solicitor - who is on the Leeds Building Society conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?

Leeds Building Society will need an independent valuation of the property. Your lawyer will not arrange this. Usually Leeds Building Society will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Rhondda Cynon Taff surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.

Despite weeks of looking the Title Certificate and documents to our house can not be found. The solicitors who handled the conveyancing in Rhondda Cynon Taff 10 years ago have long since closed. What do I do?

As long as the title is registered the information relating to your proprietorship will be retained by the Land Registry with a Title Number. It is possible to conduct a search at the Land Registry, locate your property and get up to date copies of the Registered Entries for a small fee. Where the title is Leasehold then the Land Registry will usually retain a file duplicate of the Registered Lease and again, a copy can be retrieved for a small fee.

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