We had appointed solicitors located in Rhondda Cynon Taff on the Co-operative solicitor panel. They are now charging me an additional amount for dealing with the Co-operative mortgage. Is this an additional conveyancing fee specified by Co-operative?
Provided it is contained in their Terms and Conditions or estimate then yes your conveyancing practitioner may levy a fee for this. The charge is not set by Co-operative but by your Rhondda Cynon Taff conveyancer. Numerous firms on the Co-operative panel will levy ’dealing with mortgage’ fee but many firms incorporate it on their overall fee.
I have instructed a Rhondda Cynon Taff conveyancing practitioner having checked that they are on the RBS conveyancing panel. Does my lawyer arrange the survey of the property?
RBS will need an independent valuation of the property. Your lawyer will not arrange this. Usually RBS will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Rhondda Cynon Taff postcode. As you are getting a mortgage with RBS, you could contact them to see if they have a list of approved surveyors in Rhondda Cynon Taff.
Lloyds have agreed my mortgage in principle, my bid on a house in Rhondda Cynon Taff has been agreed to, what happens next?
The estate agent will want to know who your solicitors are (be sure the property lawyers are on the bank’s panel). Call up Lloyds or your financial adviser and finish off any relevant forms. Lloyds will appoint a valuer who will get in touch with the selling agent or vendor to arrange an appointment. Once carried out (assuming no problems) it takes on average a week for the mortgage offer to be issued. Lloyds will issue the offer to you and your lawyers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Rhondda Cynon Taff.
Despite weeks of looking the Title Certificate and documents to my house can not be found. The conveyancers who dealt with the conveyancing in Rhondda Cynon Taff 10 years ago are no longer around. What do I do?
As long as you have a registered title the information relating to your ownership will be retained by the Land Registry with a Title Number. It is easy to carry out a search at the Land Registry, identify your house and secure up to date copies of the property title for a small fee. If the property is Leasehold then the Land Registry will in most cases hold a certified duplicate of the Registered Lease and again, a copy can be ordered for twenty pounds.
About to purchase a new build apartment in Rhondda Cynon Taff. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Set out below is a sample of a few leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Rhondda Cynon Taff
Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Please supply a car parking plan. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore.
Due to the encouragement of my in-laws I had a survey completed on a property in Rhondda Cynon Taff in advance of retaining conveyancers. I have been told that there is a flying freehold element to the house. My surveyor has said that some banks will not give a loan on a flying freehold property.
It depends who your proposed lender is. HSBC has different instructions for example to Birmingham Midshires. Should you wish to telephone us we can look into this further via the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Rhondda Cynon Taff. Conveyancing may be slightly more expensive based on your lender's requirements.
I am selling my house. My former lawyers closed down. I am in need of a recommendation of a conveyancing firm. Im based in Rhondda Cynon Taff if that makes things easier.
Do use our search tool to help you find a solicitor for your conveyancing in Rhondda Cynon Taff. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move runs smoothly.