The Rubery conveyancing firm handling our Rubery conveyancing has uncovered a discrepancy when comparing the information in the valuation report and what is in the title deeds. My lawyer informs me that he is obliged to check that the lender is OK with this discrepancy and is still content to lend. Is my conveyancer’s approach right?

Your property lawyer must comply with the UK Finance Lenders’ Handbook conditions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.

I require fast conveyancing in Rubery as I am under an ultimatum to exchange contracts inside one month. A home loan is not required. Can I avoid the conveyancing searches to save money and time?

If.Given you are not taking a home loan you are at liberty not to do searches although no conveyancer would suggest that you don't. Drawing on years of experience of conveyancing in Rubery the following are instances of issues that can arise and therefore affect the marketability of the property: Enforcement Actions, Outstanding Charges, Outstanding Grants, Road Schemes,...

It has been 4 months since my purchase conveyancing in Rubery completed. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £215,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I'm buying my first flat in Rubery with a mortgage from TSB. The sellers refused to reduce the amount so I negotiated 6k of extras instead. The estate agent suggested that I not to tell my conveyancer about this deal as it will jeopardize my mortgage with TSB. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Is it possible to change firm as I have to retain one who is on the Skipton Building Society conveyancing panel. I hired a local conveyancing solicitor in Rubery five minutes from me but the firm is not accepted by Skipton Building Society

We will our best to assist in finding you a conveyancing solicitor in Rubery on the Skipton Building Society panel. Please note that the property lawyers that we work with do not pay us commission if you instruct them and are registered with the Solicitors Regulation Authority who regulate all conveyancing solicitors in Rubery. In utilising search facility on this page, you can compare and instruct different solicitors and conveyancers both nationally and in Rubery.