Find a Rubery Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Rubery? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Rubery transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Rubery conveyancers for over 130 lenders.

Recently asked questions about conveyancing in Rubery

How do I identify reasonably priced conveyancing in Rubery?

Option 1 is to ask relatives whom they would instruct.

Second, look on the web for conveyancing in Rubery. Call a couple or more firms listed and invite them to forward you their conveyancing fee calculations and speak to the lawyer who will oversee your conveyancing prior tocommitting.

Third is to make use of our search tool to assist you in finding the right solicitors taking into account your personal requirements including location,deadlines, complications and who the proposed mortgage company is. Don't take the bait of ninety nine pound conveyancing in Rubery

My aunt advised me that in buying a property in Rubery there could be a number of restrictions limiting what one can do in terms of external changes to the property. Is this right?

We are aware of anumerous of properties in Rubery which have some sort of restriction or requirement of consent to execute external variations. Part of the conveyancing in Rubery should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

I happen to be the sole recipient of my late mum's will and I have everything in my name alone, including the house in Rubery. Conveyancing formalities meant that the Land Registry date was in April. I want to move. I understand that there is a CML six month 'rule', which means that my proprietorship will be considered the same way as though I had purchased the property in April. Do I have to wait half a year to sell?

The Council of Mortgage Lenders’ handbook requires conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you could be caught by that. Most banks would take a practical view as this clause is chiefly there to capture the purchase and immediately sell or the quick reselling of properties.

Is it the case that all Rubery solicitor practices on the Co-operative conveyancing panel are governed by the SRA?

As a firm of solicitors, in order to be on the Co-operative conveyancing panel they would need to be overseen by the SRA. The majority of mortgage companies do permit licenced conveyancers on their panel and in such a situation the practice would be regulated by the Council of Licensed Conveyancers.

I need some quick conveyancing in Rubery as I have pressure to exchange contracts within one month. A mortgage is not required. Can I avoid the conveyancing searches to save money and time?

As you are are a cash buyer you have the choice not to have searches carried out although no conveyancer would suggest that you don't. Drawing on our experience of conveyancing in Rubery the following are instances of issues that can be revealed and therefore impact the marketability of the property: Refused Planning Applications, Overdue Fees, Outstanding Grants, Railway Schemes,...

Due to the guidance of my in-laws I had a survey completed on a property in Rubery before instructing solicitors. I have been advised that there is a flying freehold element to the house. The surveyor advised that some mortgage companies will not give a loan on such a property.

It varies from the lender to lender. HSBC has different instructions for example to Birmingham Midshires. Should you wish to call us we can check via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Rubery. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Rubery to see if the conveyancing costs will increase in light of this.

My partner and I are acquiring a studio flat in Rubery. When we first instructed solicitor, they assured us that they were on all mainstream mortgage company panels. Our financial adviser contacted us today to advise that they are not on the Santander approved list. Should that be true, what should we do? Do we just pick a different property lawyer that is on their panel or do we cover the costs for dual representation, with Santander selecting their own preferred conveyancer.

Where you are acquiring a property with the assistance of a mortgage it is normal for the buyer’s lawyers to also act for the purchaser's lender. In order to act for a bank or building society a solicitor has to be on that lender's conveyancing panel. An application has to be made by the lawyer to the lender to become a member of the lender's panel and there are increasingly strict criteria which the property lawyer has to satisfy. Some mortgage companies now insist their panel members to be part of the Law Society’s Conveyancing Accreditation Scheme. Your property lawyer should contact Santander to find out if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own solicitors to act. You don't have to instruct a firm on Santander's conveyancing panel and you may continue to use your own Rubery solicitors, in which case your legal fees may increase, and it will likely delay the transaction as you are adding another solicitor into the mix.

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Find out more about how flying freehold can affect your the value of a property.