Completed the sale of my flat in Rubery last May yet the purchaser is texting me to moan that her lawyer is waiting to hear from mylawyer. What should have happened now that I have sold?
Post completion of your sale your conveyancer is committed to forward the transfer deeds and all additional paperwork to the purchaser's solicitors. Where relevant, your conveyancer should also send confirmation that the home loan has been repaid to the buyers conveyancers. There are no post completion requirements unique to conveyancing in Rubery.
I just acquired a property at auction in Rubery. Conveyancing is needed. What is next?
Having exchanged you should hire the services of a conveyancing lawyer soon as you will have a fast approaching a drop dead date to complete the deal. All auction property will have a bespoke legal set of papers. This will likely include most,if not all of the paperwork that your lawyer requires. Where you are dealing with leasehold premises the conveyancing pack should contain a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork specific to leasehold premises. You need to hand this to the solicitor instructed by you as soon as possible. You also need to ensure that your finances are in place to complete the transaction on the set completion date.
My partner and I have organised a further advance on our mortgage from Co-operative as we wish to carry out a loft conversion to our house in Rubery. Are we obliged to appoint a local Rubery solicitor on the Co-operative conveyancing panel to handle the legals?
Co-operative do not ordinarily require a member of their conveyancing panel to handle the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Co-operative conveyancing panel.
I am currently in the process of buying my council flat in Rubery. I have a mortgage offer with RBS. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with RBS, you will need to appoint a solicitor on the RBS conveyancing panel.
What does a local search reveal about the property we're purchasing in Rubery?
Rubery conveyancing often commences with the submitting local authority searches directly from your local Authority or via a personal search company for example Onsearch The local search plays an important role in many a Rubery conveyancing purchase; as long as you don’t want any nasty surprises after you move into your new home. The search should reveal data on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject sections.
Are there restrictive covenants that are commonly picked up during conveyancing in Rubery?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Rubery. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
My husband and I are first time buyers - had an offer accepted, yet the selling agent advised that the owners will only issue a contract if we appoint their recommended conveyancers as they want an ‘expedited deal’. We would rather use a local solicitor with experience of conveyancing in Rubery
We suspect that the owner is unaware of this requirement. Should the owner desire ‘a quick sale', turning down a motivated purchaser is counter productive. Contact the owners directly and make sure they comprehend that (a)you are keen to buy (b)you are ready to go, with mortgage lined up © you have nothing to sell (d) you intend to proceed fast (e)however you will continue to use your own,trusted Rubery conveyancing solicitors - not the ones that will give their estate agent a commission or achieve conveyancing figures pre-set by HQ.