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Find a Rubery Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Rubery? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Rubery conveyancing at risk of delay or failure.

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Recently asked questions about conveyancing in Rubery

When does exchange of contracts take place for purchase conveyancing in Rubery and do I need to be at the solicitors branch?

If you are local to our conveyancing solicitors in Rubery you are welcome to attend to sign contracts. That being said, the lender approved solicitors we work with supply a countrywide conveyancing service and give just as diligent and professional a job for you when communicating with you by post or email. The executing of the purchase agreement is not the important part. A signed contract is just a prerequisite for the firm to address the formalities at the suitable time, which will usually be very shortly after signing. The exchange process is is usually a five minute process, although where a long "chain" is involved, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Rubery)to be in the office available at the end of the phone to exchange contracts.

I note that there are debates on Chancel Insurance on online forums. Am I compelled to have this when purchasing a house in Rubery? or Apparently there is a law dating back centuries that means some owners of property residing in a parish church boundary may be liable to pay for repairs towards the chancel in proximity to the church. Is this applicable for conveyancing in Rubery?

Unless a prior acquisition of the house took place post 12 October 2013 you could expect solicitors carrying out conveyancing in Rubery to continue to propose a a chancel search and or insurance against a claim.

Just acquired a semi-detached house in Rubery , What is the estimated time for the Land Registry to deal with the formalities evidencing the transfer to my name? My Rubery conveyancing solicitor works at snail pace, so I want to check that my ownership is recorded.

As far as conveyancing in Rubery is concerned, registration is no faster or slower than the rest of England and Wales. As opposed to being determined by geographic area, timeframes can vary depending on the party submitting the application, whether there are errors and whether the Land registry communicate with any third parties. At present approximately 80% of submission are fully addressed in less than three weeks but some can be subject to extensive hold-ups. Historically registration takes place once the buyer is living at the property thus an expedited registration is not usually an essential issue yet if it is urgent that the the registration takes place urgently then you or your conveyancer can contact the land registry and explain the circumstances.

I am buying a new build house in Rubery with a loan from Bank of Ireland. The sellers would not reduce the amount so I negotiated five thousand pounds worth of extras instead. The estate agent told me not to tell my solicitor about the deal as it may put at risk my loan with the lender. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I decided to have a survey carried out on a property in Rubery in advance of instructing conveyancers. I have been advised that there is a flying freehold overhang to the property. My surveyor advised that some banks may not give a loan on this type of property.

It depends who your proposed lender is. Bank of Scotland has different requirements from Nationwide. If you call us we can investigate further with the appropriate lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Rubery. Conveyancing may be slightly more expensive based on your lender's requirements.

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Find out more about how flying freehold can affect your the value of a property.