It is 10 years ago since I acquired my home in Sedbergh. Conveyancing solicitors have recently been instructed on the sale but I can't find the title deeds. Will this jeopardise the sale?
Don’t worry too much. First the deeds may be kept by your mortgage company or they could still be with the lawyers who handled the purchase. Secondly in all probability the title will be recorded at the land registry and you will be able to prove you own the property by your conveyancing lawyers obtaining current official copies of the land registers. Nearly all conveyancing in Sedbergh relates to registered property but in the unlikely event that your property is not registered it adds to the complexity but is resolvable.
Our bank has recommended solicitors on their panel based in Sedbergh but I would rather use a conveyancing lawyer in Sedbergh or nearer to where I live. Are you able to assist?
Far from all Sedbergh conveyancing practitioners are approved and listed on all lender’s conveyancing panel. Use our search tool to find a Sedbergh conveyancing solicitor on the on the bank panel.
Can you point me to a directory of Lloyds panel solicitors in Sedbergh on the UK Finance Lenders’ Handbook Website?
Unfortunately not yet. There is no such tool on the Council of Mortgage Lenders or Building Society Association websites. A small selection of lending institutions make their panel listings open the public online. Where you are looking for a Sedbergh conveyancing practitioner on the Lloyds please use our facility.
We are getting a further advance on our home loan from Clydesdale as we wish to conduct alterations to our house in Sedbergh. Do we need to choose a bricks and mortar Sedbergh solicitor on the Clydesdale conveyancing panel to handle the paperwork?
Clydesdale do not ordinarily instruct firms on their approved list of lawyers to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Clydesdale list.
After weeks of negotiation I have agreed a price on a house in Sedbergh. My mortgage broker pressured me to appoint their solicitor. I paid an upfront payment of £200. Shortly after, the solicitor called me to say that they were not on the Yorkshire BS conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Yorkshire BS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Is it best to instruct a Sedbergh conveyancing practitioner based in the vicinity that I am hoping to buy? We have a good friend who can execute the conveyancing but her office is 200kilometers away.
The benefit of a local Sedbergh conveyancing firm is that you can pop in to execute documents, present your ID and pester them where appropriate. They will also have local knowledge which is a bonus. That being said nothing is more important than finding someone that will pull out all the stops for you. If if people you trust instructed your friend and they were happy that should outweigh using an unknown Sedbergh conveyancing lawyer just because they are Sedbergh based.
Your search tool is useful but there are many lawyers listed near Sedbergh being on the bank conveyancing panel. It would be a lot more helpful if you could recommend a specific firm on the mortgage company approved panel?
We do not recommend specific Sedbergh firms as the right Sedbergh conveyancing solicitor for you depends on where your priorities lie. For example you may require a local firm with Sedbergh knowledge or you might be looking for the low cost conveyancing. We recommend that you speak to 3 or 4 lawyers listed before you make your choice..