I have given 8 weeks notice to my current landlord and must leave my let out property in Settle by the end of next month. Conveyancing for my house purchase has just started. How realistic is it to complete in 4 weeks as don't want to have to move into temporary accommodation?
The normal practice is not to give notice on a rental until your lawyer suggests that you should. Assuming that you have not already done so, speak to your lawyer and ask them to they seek the assistance the owners side, try to get a realistic time scale from them that all parties will look to achieve
When can the exchange of contracts happen for purchase conveyancing in Settle and do I need to attend the solicitors office?
If you are in close proximity to one of the conveyancing solicitors in Settle you are welcome to come in to sign documents. However, the law practices we recommend offer a nationwide conveyancing service and give as equally comprehensive and professional a job for you when communicating with you by post or email. The executing of the contract is not the point of no return. Signing on the dotted line is just a prerequisite for the conveyancer to officially exchange when the time is right, which is ordinarily shortly after signing. The exchange process is is usually a five minute process, although where an extended "chain" is involved, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Settle)to be in the office at the appropriate time.
Can I be sure that the Settle conveyancing solicitor on the Yorkshire BS panel is any good?
When it comes to conveyancing in Settle obtaining recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always advise that you speak with the lawyer handling your transaction.
I am buying a property in Settle. A rare aspect is that the roof has a solar panel. Aldermore have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As your lender is Aldermore your lawyer must comply with the conveyancing requirements contained in Section 2 of UK Finance Lenders’ Handbook for Aldermore. The Council of Mortgage Lenders’ Handbook sets out minimum conditions for solar panel roof-space leases, and conveyancing practitioners are required to report to Aldermore where a lease fails to comply with these requirements. The provisions relate to the installation of panels on properties nationwide and is not limited to Settle.
I am selling my house. I had a double glazing fitted in February 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Skipton are being pedantic. The Settle solicitor who is on the Skipton conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Skipton are insisting on a building regulation certificate. Why do Skipton have a conveyancing panel if they don't accept advice from them?
It is probably the case that Skipton have referred the matter to their valuer. The reason why Skipton may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I appreciate that there are debates on Chancel Insurance on online forums. Do I require this when acquiring a property in Settle? or Apparently there is a law dating back centuries that means some house owners living in a parish church boundary will be compelled to pay for maintenance towards the chancel within the church. Is this appropriate for conveyancing in Settle?
Unless a previous acquisition of the house took place post 12 October 2013 you could assume that conveyancing practitioners conducting conveyancing in Settle to remain encouraging a chancel search and or chancel repair liability policy.
Due to the advice of my in-laws I had a survey completed on a house in Settle ahead of retaining conveyancers. I have been informed that there is a flying freehold overhang to the house. The surveyor has said that some mortgage companies will refuse to grant a mortgage on a flying freehold property.
It varies from the lender to lender. Santander has different instructions for example to Halifax. Should you wish to telephone us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Settle. Conveyancing will be smoother if you use a solicitor in Settle especially if they are accustomed to such properties in Settle.