A friend advised me that in buying a property in Sheldon there could be a number of restrictions as to what one can do in terms of external changes to the property. Is this right?
We are aware of anumerous of properties in Sheldon which have some sort of restriction or requirement of consent to external alterations. Part of the conveyancing in Sheldon should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
We are getting a further advance on our mortgage from Santander as we want to carry out improvements to our house in Sheldon. Are we obliged to appoint a bricks and mortar Sheldon solicitor on the Santander conveyancing panel to handle the legals?
Santander don't usually appoint a member of their conveyancing panel to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Santander list.
I am selling my apartment. I had a double glazing fitted in October 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Kent Reliance are being problematic. The Sheldon solicitor who is on the Kent Reliance conveyancing panel is recommending indemnity insurance as a solution but Kent Reliance are requiring a building regulation certificate. Why do Kent Reliance have a conveyancing panel if they don't accept advice from them?
It is probably the case that Kent Reliance have referred the matter to their valuer. The reason why Kent Reliance may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Will our conveyancer be asking questions about flooding as part of the conveyancing in Sheldon.
Flooding is a growing risk for lawyers dealing with homes in Sheldon. Some people will purchase a property in Sheldon, completely expectant that at some time, it may be flooded. However, leaving to one side the physical destruction, where a house is at risk of flooding, it may be difficult to get a mortgage, satisfactory insurance cover, or sell the premises. Steps can be carried out during the course of a house purchase to forewarn the buyer.
Conveyancers are not qualified to impart advice on flood risk, but there are a numerous checks that may be carried out by the purchaser or on a buyer’s behalf which will give them a better appreciation of the risks in Sheldon. The standard completed inquiry forms supplied to a purchaser’s solicitor (where the Conveyancing Protocol is adopted) includes a usual inquiry of the owner to find out whether the property has historically flooded. If the premises has been flooded in past and is not revealed by the owner, then a buyer may issue a compensation claim as a result of such an misleading reply. A purchaser’s lawyers may also carry out an enviro report. This should disclose if there is a recorded flood risk. If so, more detailed inquiries will need to be made.
Are there restrictive covenants that are commonly picked up as part of conveyancing in Sheldon?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Sheldon. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Should I be wary by estate agents that I am dealing with are suggesting a nationwide conveyancing firm rather than a High Street Sheldon conveyancing practice?
As with lots of professional services, often recommendations from relatives can be extremely useful or valuable. Yet there are lots of players in a conveyancing deal; estate agents, financial adviser and banks may recommend solicitors to choose. Sometimes these lawyers might be known to one of the organisations as being good in their field, but occasionally there behind the scenes commercial relationship behind the endorsement. You have the right to appoint your preferred conveyancer. However, bear in mind that most mortgage providers specify a panel list of lawyers you have to use for the mortgage aspect of your house move.
Do lenders provide you with an approved list of Sheldon solicitors? How do you know who is on the lender conveyancing panel?
Sheldon firms and firms carrying out conveyancing in Sheldon themselves provide us confirmation that they are on the mortgage company conveyancing panel as opposed to being supplied with a list from the mortgage company directly.