Just contacted my conveyancing lawyer in Shelfield who acted for me two years ago requesting a conveyancing estimate based on the same type of house sale & purchase (a leasehold premises and a freehold premises) of similar values with a loan from Aldermore. I am now being charged double. Stick with what I know or should I seek out an alternative firm of conveyancing solicitor?
The estimate does seem a tad overpriced. If you shop around you could shave off some of the cost by say £125. That being said, assuming were happy with the service the firm offered you maylive to rue choosing an an unknown solicitor. Remember to ensure the firm can represent Aldermore. Do utilise our search tool to choose a Shelfield conveyancing firm on the Aldermore approved list of lawyers, which can often include conveyancing solicitors in Shelfield.
three months have gone by since my purchase conveyancing in Shelfield completed. I have checked the Land Registry website which shows that I paid £175,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Yesterday I discovered that there is a flying freehold issue on a house I have offered on two weeks back in what should have been a straight forward, no chain conveyancing. Shelfield is where the house is located. Can you offer any assistance?
Flying freeholds in Shelfield are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Shelfield you would need to get your solicitor to go through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Shelfield may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
Is it best to instruct a Shelfield conveyancing practitioner in close proximity to the house I am purchasing? We have a good friend who can perform the legal formalities but her office is over three hundred miles away.
The benefit of a high street Shelfield conveyancing practice is that you can attend the office to sign paperwork, present your identification documents and pester them where appropriate. Having local Shelfield know how is a plus. That being said nothing is more important than finding someone that will pull out all the stops for you. If you know people who used your friend and on the whole were happy that should trump using an unknown Shelfield conveyancing solicitor just because they are Shelfield based.
We are about to exchange buying a property in Shelfield but as a result of wreckage from the recent storms I have negotiated compensation from the vendor of £3k by way of a deduction in the price. This was going to be dealt with as part of the conveyancing process yet the mortgage company will not permit this. Should they have been involved?
Any lawyer listed on the bank conveyancing panel is obliged to disclose to the lender of any amendments to the purchase amount. If you were to refuse your conveyancer to disclose the reduction to your bank then they would have to disinstructing themselves from acting for you and the mortgage company.