We are purchasing a flat and need a conveyancing solicitor in Shelfield who is on the RBS solicitor panel. Could you point me in the right direction as regards a firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for RBS . We don't recommend any particular firms conducting conveyancing in Shelfield.
I am purchasing a garden flat in Shelfield. Can I do my own conveyancing?
Leaving aside the complexities and merits of DIY conveyancing in Shelfield you will have to appoint a solicitor on your bank's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Shelfield.
How does conveyancing in Shelfield differ for newly converted properties?
Most buyers of new build premises in Shelfield come to us having been asked by the developer to sign contracts and commit to the purchase even before the residence is constructed. This is because builders in Shelfield tend to buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Shelfield or who has acted in the same development.
Over the last few months I have been searching for a flat up to £305k and identified one near me in Shelfield I like with amenity areas and station in the vicinity, however it's only got 49 years unexpired on the lease. I can't really find anything else in Shelfield suitable, so just wondered if I would be making a grave error buying a lease with such few years left?
Should you need a mortgage that many years will likely be problematic. Discount the price by the expected lease extension will cost if it has not already been discounted. If the existing owner has owned the property for a minimum of 2 years you may request that they commence the lease extension formalities and pass it to you. You can add 90 years to the existing lease with a zero ground rent applied. You should consult your conveyancing solicitor regarding this matter.
I purchased a property in Shelfield last 25/4/2018 and to date it is still not registered with the Land Registry. It is part of a development site and my property lawyer told me that it can take twelve months to complete the registration formalities. I have called the Land Registry directly and they have informed me the initial application was cancelled due to failure to reply to requisitions. What can I do?
It is your conveyancing practitioner that you should turn to here in order to satisfy any issues which have been raised as part of the registration formalities for your Shelfield property. Normal Shelfield conveyancing practice includes an undertaking on the part of the previous owner’s conveyancer that they will help resolve any registration raised by HMLR so it may be a case of taking action to enforce that undertaking if necessary.