Our son-in-law is about to exchange on a house that has just been built in Skegness with a mortgage from Kent Reliance. His lawyer has said that there is a delay in receiving the ‘Disclosure of Incentive Form’. This document is news to me - what is it and who needs sight of it?

The form is intended to provide information to the main parties involved in the transaction. Therefore, it will be provided to your son’s lawyer who should be on the Kent Reliance conveyancing panel as a standard part of the process, and to the valuer when asked. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Kent Reliance conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.

I appreciate that there are debates on Chancel Insurance on online forums. Do I need this when buying a property in Skegness? or Apparently there is historic law that could mean that house owners living in a parish church boundary may be liable to pay for maintenance towards the chancel within the church. Is this applicable for conveyancing in Skegness?

Unless a prior purchase of the house completed post 12 October 2013 you could take it that conveyancing practitioners conducting conveyancing in Skegness to continue to advocate a chancel search and or chancel repair liability insurance.

I am purchasing my first flat in Skegness benefiting from help to buy. The developers would not budge the amount so I negotiated £7000 of extras instead. The sale representative told me not inform my lawyer about this deal as it would impact my loan with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

As co-executor for the will of my grandmother I am disposing of a house in Swansea but I am based in Skegness. My solicitor (who is 250 miles from mehas requested that I sign a statutory declaration ahead of completion. Can you recommend a conveyancing practitioner in Skegness who can attest this legal document for me?

Technically speaking you are unlikely to need to have the documents attested by a conveyancing solicitor. Normally any notary public or solicitor will be fine regardless of whether they are Skegness based

My wife and I purchased a leasehold flat in Skegness. Conveyancing and Norwich and Peterborough Building Society mortgage organised. I have received a letter from someone claiming to own the freehold. It included a demand for arrears of ground rent dating back to 1997. The conveyancing solicitor in Skegness who previously acted has now retired. What should I do?

The first thing you should do is make enquiries of HMLR to make sure that the individual claiming to own the freehold is indeed the new freeholder. You do not need to instruct a Skegness conveyancing solicitor to do this as you can do this on the Land Registry website for less than a fiver. You should note that in any event, even if this is the rightful freeholder, under the Limitation Act 1980 no more than 6 years of rent can be collected.

I am the registered owner of a 1 bedroom flat in Skegness, conveyancing was carried out in 2009. Can you shed any light on how much the price could be for a 90 year extension to my lease? Comparable properties in Skegness with an extended lease are worth £222,000. The average or mid-range amount of ground rent is £50 levied per year. The lease ceases on 21st October 2095

You have 70 years unexpired we estimate the premium for your lease extension to span between £9,500 and £11,000 as well as plus your own and the landlord's "reasonable" professional fees.

The suggested premium range that we have given is a general guide to costs for extending a lease, but we are not able to provide a more accurate figure without more detailed due diligence. You should not use this information in a Notice of Claim or as an informal offer. There may be other concerns that need to be considered and clearly you want to be as accurate as possible in your negotiations. Neither should you move forward based on this information without first seeking the advice of a professional.