Find a Smithfield Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Smithfield? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Smithfield conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Smithfield conveyancers for over 130 lenders.

Recently asked questions about conveyancing in Smithfield

We see that you have a post code search directory identifying law firms on the Yorkshire BS conveyancing panel. Do companies pay you a referral fee if I retain them for our own conveyancing in Smithfield?

We are a listing service only for law firms wishing to communicate if they are on the Yorkshire BS conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Smithfield.

I have 70 years left on my lease and need a lease extension for my flat in Smithfield. Conveyancing solicitors on the Platform panel can deal with such extensions right?

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Platform have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 8/4/2019 the requirements read as follows :

70 years unexpired at application, 30 years at the end of the mortgage term, except where the mortgage application is pursuant to Platform's participation in the Government's Help to Buy Shared Equity scheme, in which case (a) the unexpired lease term must not be less than 250 years for new-build houses and not less than 125 years for new-build flats and (b) ground rent must be reasonable at all times and any escalation must be linked to RPI (Retail Price Index) or a similar index.

Does a directory service exist listing Aldermore panel conveyancers in Smithfield on the Council of Mortgage Lender’s Website?

Unfortunately not yet. There is no such facility on the Council of Mortgage Lenders or Building Society Association websites. A small selection of banks make their panel listings viewable over the internet. Where you are looking for a Smithfield conveyancing practitioner on the Aldermore please use our tool.

I was told three weeks ago that my mortgage has been agreed to by UBS. Is it usual for UBS to only issue the offer once my solicitor in Smithfield is approved on their conveyancing panel? UBS have asked my solicitor to see a copy of their Professional Indemnity Insurance Schedule.

A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for UBS to deal with your lawyer's application to be on the UBS conveyancing panel. There's no guarantee that your solicitor will be accepted.

Kent Reliance have agreed my home loan in principle, my offer on a flat in Smithfield has been accepted, now what?

Your property agent will need to be informed of your property lawyer's details (ensure that the lawyers are on the bank’s panel). Telephone Kent Reliance or your financial adviser and finalise any relevant forms. Kent Reliance will instruct a valuer who will get in contact with the estate agent or owners to book an appointment. Once carried out (assuming no problems) it takes on average a week to receive the mortgage offer. Kent Reliance will issue the offer to you and your property lawyers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Smithfield.

I opted to have a survey done on a property in Smithfield prior to appointing solicitors. I have been informed that there is a flying freehold overhang to the property. My surveyor has said that some mortgage companies may refuse to issue a mortgage on such a premises.

It varies from the lender to lender. Bank of Scotland has different requirements from Birmingham Midshires. If you call us we can investigate further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Smithfield. Conveyancing may be slightly more expensive based on your lender's requirements.

I'm converting the mortgage on my existing house to a buy to let mortgage with Barnsley Building Society and intend to use the remaining equity as a down payment on another house. The neighborhood we are interested in is Smithfield. Will your lawyers be able to act for the two mortgage companies and link together the two deals?

Make use of our search tool on this page to be sure that the solicitors are approved by both banks. On the basis that they are the lawyer will be able to tie up the two deals but you should have a chat with you solicitor and make apparent your desired outcome and needs.

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