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Find a St Andrews Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in St Andrews? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your St Andrews conveyancing at risk of delay or failure.

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Recently asked questions about conveyancing in St Andrews

My partner and I have lately acquired a house in St Andrews. We have since encountered a number of issues with the property which we believe were overlooked in the conveyancing searches. Do we have any recourse? Can you clarify the nature of searches that should have been conducted as part of conveyancing in St Andrews?

The question is not clear as to the nature of the problems and if they are unique to conveyancing in St Andrews. Conveyancing searches and investigations initiated as part of the buying process are carried out to help avoid problems. As part of the process, a property owner completes a document referred to as a SPIF. If the information ends up being incorrect, then you may have a claim against the owner for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in St Andrews.

Do commercial conveyancing searches disclose planned roadworks that may affect a commercial premises in St Andrews?

Many commercial conveyancing solicitors in St Andrews will order a SiteSolutions Highways report as it reduces the time that conveyancers spend in sourcing accurate data on highways that impact buildings and development assets in St Andrews. The report sets out definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in St Andrews.

For every commercial conveyancing transaction in St Andrews it is critical to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been addressed adequately can result in delays to St Andrews commercial conveyancing deals as well as pose a risk to future plans for the site. These searches are not conducted for residential conveyancing in St Andrews.

I used Arc property Solicitors several years past for my conveyancing in St Andrews. I now require my papers but cannot find the solicitor. What do I do?

You should call the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in St Andrews of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

I am purchasing my first flat in St Andrews with a mortgage from Norwich and Peterborough Building Society. The developers refused to budge the price so I negotiated five thousand pounds worth of extras instead. The estate agent advised me not inform my solicitor about this side-deal as it could jeopardize my mortgage with the lender. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Over the last few months I have been searching for a leasehold apartment up to £195,000 and found one near me in St Andrews I like with a park and station in the vicinity, the downside is that it's only got 49 years on the lease. I can't really find anything else in St Andrews for this price, so just wondered if I would be making a mistake acquiring a short lease?

If you require a home loan the shortness of the lease will be an issue. Reduce the offer by the anticipated lease extension will cost if it has not already been discounted. If the existing proprietor has owned the premises for at least twenty four months you may ask them to start the process of the extension and then assign it to you. An additional ninety years can be extended on to the current lease term with a zero ground rent applied. You should speak to your conveyancing solicitor about this matter.

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