It has been four months since my purchase conveyancing in St Bees concluded. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £180,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I've recently found out that there is a flying freehold issue on a property I have offered on two weeks back in what should have been a quick, chain free conveyancing. St Bees is where the house is located. Can you shed any light on this issue?

Flying freeholds in St Bees are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in St Bees you would need to get your solicitor to go through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in St Bees may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

Are there any apps to help search for a St Bees solicitor on the Skipton Building Society conveyancing panel? I am a keen cyclist and am willing to travel upto 20miles to meet the solicitor.

Feel free to make use of the tool on this page. Please choose the bank and your location and you will see a number of St Bees conveyancing lawyers locally. We have listed some St Bees conveyancing firms towards the end of this page and you can call them to check whether they are on the Skipton Building Society panel

In surfing the world wide web for the words cheap conveyancing in St Bees it reveals many property lawyersin the vicinity. How do I determine which is the right conveyancer for the sale of my house?

The ideal way of seeking the right conveyancer is through a personal testimonial, so enquire of friends and family who have purchased a property in St Bees or the respected estate agent or financial adviser. Costs for conveyancing in St Bees differ, so it's advisable to obtain at least four estimates from varying types of companies. Be sure to secure confirmation that the fees are fixed.

I today plan to offer on a house that appears to meet my requirements, at a great price which is making it more attractive. I have subsequently been informed that the title is leasehold as opposed to freehold. I would have thought that there are issues purchasing a leasehold house in St Bees. Conveyancing lawyers have not yet been instructed. Will my lawyers set out the implications of buying a leasehold house in St Bees ?

The majority of houses in St Bees are freehold rather than leasehold. This is one of the situations where having a local conveyancer who is familiar with the area who can assist with the conveyancing process. We note that you are buying in St Bees so you should seriously consider shopping around for a St Bees conveyancing solicitor and be sure that they are used to transacting on leasehold houses. As a matter of priority you will need to check the unexpired lease term. Being a leaseholder you will not be entirely free to do whatever you want to the property. The lease comes with conditions such as obtaining the freeholder’spermission to carry out changes to the property. You may also be required to pay a maintenance charge towards the maintenance of the estate where the property is located on an estate. Your solicitor will advise you fully on all the issues.

I acquired a 1 bedroom flat in St Bees, conveyancing having been completed July 2003. How much will my lease extension cost? Equivalent flats in St Bees with an extended lease are worth £211,000. The ground rent is £45 invoiced every year. The lease finishes on 21st October 2090

With just 67 years unexpired the likely cost is going to range between £10,500 and £12,000 as well as professional fees.

The suggested premium range above a general guide to costs for renewing a lease, but we are not able to supply the actual costs without more comprehensive investigations. You should not use the figures in a Notice of Claim or as an informal offer. There may be other concerns that need to be considered and you obviously want to be as accurate as possible in your negotiations. Neither should you take any other action placing reliance on this information without first getting professional advice.