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Find a St George Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in St George? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your St George home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised St George conveyancers for over 130 lenders.


Recently asked questions about conveyancing in St George

Finally, a mortgage offer from NatWest for the remortgage of my 3 bedroom apartment is expected imminently. Could you recommend a low cost conveyancing solicitor in St George?

You have arrived at the wrong place to search for the lowest fares for conveyancing in St George. We can offer you excellent value conveyancing but we do not work with the cheapest lawyers. Do not be seduced by brokers offering ninety nine pound conveyancing in St George. The optimum result, in deciding on low cost conveyancing, you will end up with what you pay for and at worst you will end up invoiced for extras and still not end up with the service you were looking for.

All was ready to complete my purchase in St George next Monday. I have now been asked to send a copy of my building insurance schedule by my solicitor as he says that he has to check this in his capacity as lawyer for the bank. What risks does the mortgage company expect the insurance to cover?

All property lawyers on acting for mortgage companies would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s Part 2 conditions. These requirements are not specific to conveyancing in St George.

Why is leasehold purchase conveyancing in St George costs more?

The conveyancing costs for a leasehold premises in St George is frequently more expensive as compared to a freehold transaction. This is because there is an amount of extra time necessary in dealing with the landlord and management company to obtain evidence about whether the rent and maintenance charges have been cleared and whether there are any significant expenditure in the foreseeable future on repairs or maintenance of the building.

My husband and I are new to the buying process - had an offer accepted, yet the estate agent advised that the seller will only move forward if we instruct their chosen conveyancers as they want a ‘quick sale’. My instinct tells me that we should use a high street conveyancer accustomed to conveyancing in St George

It is unlikely the vendors are driving this. If they want ‘a quick sale', turning down a motivated purchaser is going to damage their objectives. Speak to the owners direct and explain that (a)you are genuine purchasers (b)you are ready to go, with mortgage lined up © you do not need to sell (d) you wish to move quickly (e)but you will continue to appoint your own,trusted St George conveyancing solicitors - as opposed tothose that will give the negotiator at the agency a commission or meet his conveyancing thresholds pre-set by corporate headquarters.

I own a leasehold house in St George. Conveyancing and Nationwide Building Society mortgage went though with no issue. A letter has just been received from someone claiming to own the reversionary interest in the property. Attached was a demand for arrears of ground rent dating back to 1995. The conveyancing solicitor in St George who previously acted has long since retired. Any advice?

First contact the Land Registry to make sure that the individual purporting to own the freehold is indeed the registered owner of the freehold reversion. It is not necessary to incur the fees of a St George conveyancing solicitor to do this as it can be done on-line for less than a fiver. Rest assured that regardless, even if this is the rightful freeholder, under the Limitation Act 1980 no more than 6 years of rent can be collected.

I am the registered owner of a leasehold flat in St George, conveyancing formalities finalised 6 years ago. Can you let me have an estimate of the premium that my landlord can legally expect in return for granting a renewal of my lease? Similar flats in St George with a long lease are worth £185,000. The average or mid-range amount of ground rent is £65 charged once a year. The lease ends on 21st October 2081

With only 60 years remaining on your lease we estimate the price of your lease extension to be between £20,000 and £23,000 as well as professional fees.

The suggested premium range that we have given is a general guide to costs for extending a lease, but we cannot give you the actual costs in the absence of comprehensive investigations. Do not use the figures in a Notice of Claim or as an informal offer. There are no doubt other issues that need to be considered and clearly you should be as accurate as possible in your negotiations. Neither should you take any other action based on this information before seeking the advice of a professional.

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