I used Stirling Law several years ago for my conveyancing in St George. I now require my file however the law firm is no longer operating. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in St George of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
How does conveyancing in St George differ for newly converted properties?
Most buyers of new build property in St George contact us having been asked by the builder to exchange contracts and commit to the purchase even before the property is ready to move into. This is because builders in St George typically buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in St George or who has acted in the same development.
What tools are available to identify a St George law firm on the Platform Home Loans Ltd conveyancing panel? I have wheels and am prepared to travel upto 10miles to meet the lawyer.
Feel free to make use of the facility on this page. Please pick a bank and your location and you will see a number of St George conveyancing lawyers based on proximity. We have listed some St George conveyancing firms at the bottom of this page and you can telephone them to verify whether they are on the Platform Home Loans Ltd approved list
Am I better off to appoint a St George conveyancing lawyer in close proximity to the house I am buying? We have a good friend who can perform the conveyancing however her office is 300kilometers drive away.
The primary upside of using a high street St George conveyancing practice is that you can visit the firm to execute paperwork, deliver your ID and apply pressure on them if necessary. They will also have local intelligence which is a benefit. That being said nothing is more important than finding someone that will pull out all the stops for you. If you know people who instructed your friend and in the main were content that should outweigh using an unfamiliar St George conveyancing solicitor solely due to them being St George based.
What are the frequently found problems that you see in leases for St George properties?
Leasehold conveyancing in St George is not unique. All leases are individual and legal mistakes in the legal wording can result in certain provisions are missing. The following missing provisions could result in a defective lease:
Maintenance charge proportions which don’t add up to the correct percentage Insurance obligations
You could encounter difficulties when selling your property if you have a defective lease as they can affect a potential buyer’s ability to obtain a mortgage. Halifax, Chelsea Building Society, and Godiva Mortgages Ltd all have express conveyancing instructions when it comes to what is expected in a lease. If a mortgage lender believes that the lease does not cover certain provisions they may refuse to provide security, obliging the buyer to withdraw.
St George Conveyancing for Leasehold Flats - A selection of Questions you should ask before buying
Are any of leasehold owners in dispute over their service charge payments? It is important to be aware if changing the roof or some other significant cost is pending that will be shared by the leasehold owners and will materially increase the the maintenance charges or result in a specific invoice.