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Find a Stechford Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Stechford? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Stechford home move at risk of delay or failure.

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Recently asked questions about conveyancing in Stechford

What will a local search reveal about the property I am buying in Stechford?

Stechford conveyancing often starts with the applying for local authority searches directly from your local Authority or through a personal search company for example Searches UK The local search is essential in every Stechford conveyancing purchase; as long as you wish to avoid any unpleasant once you have moved into your property. The search should provide data on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject sections.

4 months have elapsed following my purchase conveyancing in Stechford took place. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £180,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

Due to the input of my in-laws I had a survey completed on a house in Stechford prior to retaining solicitors. I have been advised that there is a flying freehold element to the property. The surveyor has said that some lenders will refuse to issue a mortgage on this type of house.

It depends who your proposed lender is. Bank of Scotland has different instructions for example to Halifax. If you call us we can investigate further via the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Stechford. Conveyancing will be smoother if you use a solicitor in Stechford especially if they regularly deal with such properties in Stechford.

I am thinking of appointing a conveyancing practitioner in Stechford for my purchase. Can I review a solicitor's record with the profession’s regulator?

Members of the public may read presented Solicitor Regulator Association (SRA) decisions resulting from investigations started on or after Jan 2008. Go to Check a solicitor's record. For information Pre 2008, or to check a firm's record, call 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, dial +44 (0)121 329 6800. The SRA could monitor telephone calls for training reasons.

I own a leasehold flat in Stechford. Conveyancing and Halifax mortgage organised. I have received a letter from someone saying they have taken over the freehold. Attached was a ground rent demand for rent dating back to 1993. The conveyancing practitioner in Stechford who previously acted has now retired. Any advice?

The first thing you should do is contact the Land Registry to be sure that this person is in fact the new freeholder. It is not necessary to instruct a Stechford conveyancing solicitor to do this as it can be done on-line for a few pound. Rest assured that in any event, even if this is the rightful landlord, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.

Leasehold Conveyancing in Stechford - Examples of Queries before buying

    It would be prudent to discover if there are any onerous restrictions in the lease. By way of example plenty of leases prohibit pets being allowed in in a block in Stechford. If you like the flatin Stechford but your dog can’t make the move with you then you will be faced difficult compromise. How much is the maintenance charge and ground rent on the flat? It is important to be aware whether a new roof is being installed or some other significant cost is due shortly that will be shared between the leasehold owners and will materially impact the level of the service costs or necessitate a specific payment.

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Find out more about how flying freehold can affect your the value of a property.