Do I select a Licenced Conveyancer or Solicitor for conveyancing in Streatham Vale?

There are many registered licenced Conveyancers in Streatham Vale and Solicitor firms in Streatham Vale who can assist with your conveyancing It is important to make clear that the two are supervised by regulatory bodies with both specialising in the legal aspects of transferring property. The two can deal with other property legal work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.

Forgive me if this question is silly but I am new to the process as FTB of a garden flat in Streatham Vale. Do I collect the keys to the house on the completion date from my conveyancer? If so, I will appoint a local conveyancing solicitor in Streatham Vale?

On the day of completion you do not need to go to the conveyancers office in Streatham Vale. Conveyancing lawyers for you will transfer the completion advance to the vendor’s lawyers, and shortly after the monies have arrived, you should be able to pick up the keys from the Estate Agents and move into your new home. Usually this occurs early afternoon.

I had a mortgage agreed in principle with Aldermore. Streatham Vale conveyancing lawyers have been chosen. What is the average time that one could expect to receive a mortgage offer from Aldermore?

Some lenders take longer than others. Have Aldermore completed the survey? Have you informed Aldermore as to your lawyers' details and checked that your lawyers are on the Aldermore conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.

I require expedited conveyancing in Streatham Vale as I am faced with an ultimatum to complete in less than one month. A mortgage is not required. Can I escape the need for conveyancing searches to save money and time?

As you are are a mortgage free buyer you are at free not to do searches although no lawyer would recommend that you don't. With lots of history conveyancing in Streatham Vale the following are examples of what can crop up and adversely impact the marketability of the property: Refused Planning Applications, Overdue Fees, Outstanding Grants, Road Schemes,...

I got the keys to my house on 2 June and the transaction details is not yet registered. Any reason for this? My conveyancing solicitor in Streatham Vale said it will be recorded in a couple of weeks. Are transfers in Streatham Vale particularly slow to register?

As far as conveyancing in Streatham Vale is concerned, registration is no quicker or slower than anywhere else in England and Wales. Rather than based on location, timescales can adjust subject to the party submitting the application, whether it is in order and whether the Land registry need to notify any 3rd persons or bodies. At present approximately three quarters of submission are completed within 12 days but some can be subject to protracted hold-ups. Registration is effected once the buyer has moved in to the premises so post completion formalities is not always an essential issue but where there is a degree of urgency associated with the registration then you or your conveyancer could contact the land registry and explain the circumstances.

How does conveyancing in Streatham Vale differ for newly converted properties?

Most buyers of new build property in Streatham Vale come to us having been asked by the builder to exchange contracts and commit to the purchase even before the property is completed. This is because house builders in Streatham Vale tend to purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Streatham Vale or who has acted in the same development.

A conveyancing firm acted on my conveyancing in Streatham Vale half a dozen years past and was holding my registration certificates but has now closed – What steps do I now take to retreive these?

Title deeds, as such, are no longer appropriate for the majority of properties in Streatham Vale are archived digitally at Land Registry. Where you need to establish ownership or are disposing of or refinancing your lawyer should obtain up to date copies of the register from the Land Registry in any case.

If you feel there may be other documents or you have any other queries please e-mail your request with details of the transaction and documents you need to filerequest@clc-uk.org. The CLC will let you know what information they have and any additional information they may need before they are in a position to identify and send the documents to you. Following an intervention it may take some time for the CLC to access archived files and documents, but your request will be actioned as quickly as possible.