At long last a mortgage agreement from NatWest for the refinancing of my 4 room apartment is to be issued by the end of next week. Are you able to recommend a low cost conveyancing solicitor in Streatham Vale?

You are on the wrong site if you are seeking the cheapest conveyancing in Streatham Vale. Our intention is to offer excellent value conveyancing but we do not aim to advertise as being the cheapest. Do not be fooled by companies teasing you with £100 conveyancing in Streatham Vale. Optimistically, in going for low cost conveyancing, you will get your money’s worth and at worst you will end up invoiced for extras and still not receive the service required.

My grandmother passed away six months ago and as sole heir and executor I was left the house in Streatham Vale. The house had a relatively small loan left on it of around £4500. I want to have the title changed into my name whilst I re-mortgage to Nottingham, pay off the mortgage. Is this allowed?

Where you intend to refinance then Nottingham will insist on your using a conveyancer on the Nottingham conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Nottingham conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Nottingham mortgage is registered as a charge at the Land Registry.

Will my solicitor be raising questions concerning flooding as part of the conveyancing in Streatham Vale.

Flooding is a growing risk for conveyancers dealing with homes in Streatham Vale. There are those who acquire a property in Streatham Vale, completely expectant that at some time, it may suffer from flooding. However, aside from the physical destruction, where a house is at risk of flooding, it may be difficult to get a mortgage, suitable building insurance, or sell the premises. Steps can be carried out during the course of a property purchase to forewarn the buyer.

Solicitors are not qualified to give advice on flood risk, but there are a various searches that can be carried out by the buyer or by their lawyers which should give them a better understanding of the risks in Streatham Vale. The standard information sent to a buyer’s solicitor (where the Conveyancing Protocol is adopted) contains a usual inquiry of the vendor to find out if the property has ever been flooded. In the event that the residence has been flooded in past which is not notified by the vendor, then a buyer could bring a legal claim for losses as a result of such an misleading answer. A buyer’s solicitors will also carry out an environmental report. This should higlight whether there is any known flood risk. If so, more detailed inquiries should be made.

Despite weeks of looking the Title Certificate and documents to our property can not be found. The conveyancers who handled the conveyancing in Streatham Vale 4 years ago have long since closed. Will I be able to sell the house?

As long as you have a registered title the details of your proprietorship will be documented by HMLR under a Title Number. It is possible to carry out a search at the Land Registry, locate your property and obtain current copies of the property title for less than a fiver. Where the title is Leasehold then the Land Registry will also normally hold a file duplicate of the Registered Lease and again, a copy can be obtained for twenty pounds.

I’m about to sell my basement apartment in Streatham Vale. Conveyancing has not commenced, but I have recently had a quarterly maintenance charge invoice – Do I pay up?

The sensible thing to do is pay the service charge as normal because all rents and maintenance invoices will be apportioned on completion, so you should recover the relevant percentage by the purchaser for the period running from after the completion date to the subsequent invoice date. Most management companies will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.

Streatham Vale Leasehold Conveyancing - Examples of Queries Prior to buying

What prohibitions are contained in the Streatham Vale Lease? Who is in charge of the block?