Would the conveyancing solicitors identified via your search tool perform attended exchange conveyancing in Streatham Vale?
We do have a number of conveyancing specialists carrying out attended exchanges. Please e-mail us to get a fee calculation and details as to dates.
I am buying a right to buy a flat in Streatham Vale. How practical is it for me to do the conveyancing?
Leaving aside the complexities and merits of DIY conveyancing in Streatham Vale you will have to appoint a solicitor on your bank's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Streatham Vale.
We are purchasing a 4 bedroom semi-detached house in Streatham Vale. We would like to carry out a loft conversion at the property.Will legal work on the property involve enquiries to ascertain if these alterations are prohibited?
Your solicitor should review the registered title as conveyancing in Streatham Vale will sometimes reveal restrictions in the title documents which restrict certain alterations or require the permission of another owner. Many extensions call for local authority planning consent and approval in compliance with building regulations. Many locations are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. It would be sensible to check these things with a surveyor prior to committing yourself to a purchase.
When it comes to mortgage companies such as UBS, do Streatham Vale conveyancing practitioners have to pay an annual charge to be on the conveyancing panel?
We are not aware of any mortgage company fees to be on their panel, although some do charge an administration fee to deal with the processing of the conveyancing panel application.
I can not fathom if my lender requires a lease extension. I have called into my local Streatham Vale building society branch on numerous occasions and was reassured it wasn't an issue and they will lend. My Streatham Vale conveyancing solicitor - who is on the lender conveyancing panel- called and was told they will not lend based on their UK Finance Lenders’ Handbook minimum lease term requirements. I simply don't know who is right.
Your conveyancer must follow the Council of Mortgage Lenders’ Handbook section two requirements for your lender. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
I know that there are debates on Chancel Insurance on online forums. Do I need this when buying a property in Streatham Vale? or Apparently there is a law dating back centuries that means some homeowners living in a parish church boundary may be liable to contribute towards maintenance towards the chancel in proximity to the church. Is this relevant for conveyancing in Streatham Vale?
Unless a previous purchase of the house took place after 12 October 2013 you could take it that conveyancing practitioners handling conveyancing in Streatham Vale to continue to propose a a chancel search and or chancel repair liability policy.
Are there restrictive covenants that are commonly identified during conveyancing in Streatham Vale?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Streatham Vale. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’