My partner and I are acquiring our first home. Our solicitor has calledto enquire if we want to take out extra conveyancing searches. Frankly we have no idea as to what's necessary for conveyancing in Streetly

The extent of Streetly conveyancing searches should be dictated entirely on the property, the location, the possibility of any of these risks, your knowledge of the locality and risks, your general attitude to risk. What matters is that you properly appreciate what information the searches could give you. Then you can decide if you consider that you need that search. If unclear, ask the conveyancing practitioner to explain.

Various online forums that I have come across warn that are a common cause of obstruction in Streetly house deals. Is this right?

The Council of Property Search Organisations (CoPSO) released conclusions of research by MoveWithUs that conveyancing searches do not figure amongst the common causes of hindrances during the legal transfer of property. Searches are not likely to be the root cause of delay in conveyancing in Streetly.

My wife and I purchased a semi-detached Georgian house in Streetly. Conveyancing lawyer acted for me and Lloyds TSB Bank. I did a free Land Registry search last week and I saw a couple of entries: the first freehold, the second leasehold under the matching address. If a house is not a freehold shouldn't I have been informed?

You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Streetly and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with purchasers. You can also enquire as to the situation with the conveyancing solicitor who conducted the purchase.

I'm purchasing my first flat in Streetly benefiting from help to buy. The sellers refused to budge the price so I negotiated 6k of fixtures and fittings instead. The house builders rep advised me not inform my conveyancer about the side-deal as it would jeopardize my mortgage with the lender. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

What does commercial conveyancing in Streetly cover?

Streetly conveyancing for business premises incorporates a broad range of services, given by qualified solicitors, relating to business premises. For example, this type of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the assignment of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of tenancies.