I have given 2 months notice to my existing landlord and must leave my let out apartment in Stretton by 29/12/2025. Conveyancing on my purchase has just started. Is it possible to complete in six weeks as I wish to avoid having to find temporary accommodation?

Generally one should not give notice for your lease until your lawyer suggests that you should. Assuming that you have not already done so, contact to your lawyer and request that they chase the other side, try to an agreed time frame that all parties will work towards

In what way does my ID and proof of funds have anything to do with my conveyancing in Stretton? Why is this being asked of me?

In order to comply with Money Laundering Regulations any Stretton conveyancing firm will require proof of identity in all conveyancing matters. This is usually dealt with by provision of a passport and an original bank statement or utility bill showing where you reside.

In accordance with Money Laundering Regulations, conveyancers are obliged by law to check not only the identity of conveyancing clients but also the origin of fund that they receive in respect of any matter. An unwillingness to disclose this may result in your solicitor ending their retainer with you, as clearly this will cause a conflict between the set Regulations and a refusal to disclose.

Your property lawyers will have an obligation to make a disclosure to the appropriate authorities should they consider that any amounts received by them may contravene the Anti-terror and anti-money-laundering rules.

I have 70 years unexpired on my lease and need a lease extension for my apartment in Stretton. Conveyancing solicitors on the Chelsea Building Society panel can deal with such extensions right?

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 9/11/2025 the requirements read as follows :

Have just purchased a probate house at auction in Stretton. Conveyancing is required. What happens now?

Given that you have now for in every practical sense signed on the dotted line you now have to choose a conveyancing lawyer as a matter of urgency as you will have a tight a fixed date to complete the property. Every auction property will have a bespoke legal pack. This will likely include most,if not all of the paperwork that your solicitor will need. In the case of leasehold premises the legal papers should contain a copy of the lease, management information and a sellers leasehold information form and other conveyancing documentation specific to leasehold premises. You need to pass this on to your appointed conveyancing solicitor as soon as possible. Do make sure that you have funds organised to complete the transaction on the set completion date.

Forgive me if this question is silly but I am unexperienced as FTB of a garden flat in Stretton. Do I pick up the keys to the property on the completion date from my lawyer? If so, I will find a High Street conveyancing solicitor in Stretton?

There is no need to visit the lawyers office on the day of completion. Your solicitors will arrange to send the purchase money to the owner’s conveyancers, and once they have received this, you should be called to pick up the keys from the Estate Agents and start moving into the property. Usually this occurs early afternoon.

I can not work out if my lender obliges me to make sure the lease term for the flat is extended prior to the completion date. I have telephoned my Stretton bank branch on numerous occasions and was told they are content with the situation and they would lend. My Stretton conveyancing solicitor - who is on the bank conveyancing panel- called to say that they refuse to lend based on their UK Finance Lenders’ Handbook minimum lease term requirements. I simply don't know who is right.

As long as the conveyancing practitioner is on the bank approved list, she or he must comply with the Council of Mortgage Lenders’ Handbook specifications for the bank. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years left on the lease.

I decided to have a survey done on a property in Stretton ahead of instructing lawyers. I have been informed that there is a flying freehold element to the property. My surveyor has said that some banks tend refuse to grant a loan on a flying freehold house.

It varies from the lender to lender. HSBC has different instructions for example to Birmingham Midshires. If you call us we can look into this further via the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Stretton. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Stretton to see if the conveyancing will be more expensive.