Despite weeks of looking the Title Certificate and documents to my property can not be found. The solicitors who conducted the conveyancing in Sunninghill 5 years ago have long since closed. What do I do?
Gone are the days when you need to hold title deeds to prove you are the owner of your registered land or premises, given that the Land Registry hold details of all registered land or property electronically.
Due to the guidance of my in-laws I had a survey completed on a house in Sunninghill ahead of retaining conveyancers. I have been advised that there is a flying freehold aspect to the property. My surveyor advised that some banks will refuse to give a mortgage on such a house.
It varies from the lender to lender. Santander has different requirements from Birmingham Midshires. If you e-mail us we can look into this further with the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Sunninghill. Conveyancing will be smoother if you use a solicitor in Sunninghill especially if they are familiar with such properties in Sunninghill.
Is it simple use your search tool to find a conveyancing lawyer in Sunninghill on the panel for my lender?
1st pick a lender such as Lloyds TSB Bank, Virgin Money or Godiva Mortgages Ltd then choose your location for example Sunninghill. Conveyancing practices in Sunninghill and across England and Wales should be listed.
I am one month into a leasehold purchase having been recommend to conveyancers by the estate agent to do our conveyancing in Sunninghill. I am not happy. Can you help me find new lawyers?
A lawyer would have to be really poor to suggest changing them. Has your loan offer been generated? If so you need to inform them of the new solicitor and have the loan are re-issued. Your conveyancer needs to be on the mortgage company panel to avoid escalating expenses and frustration. That should be your starting point. The search tool will help you find a lender approved conveyancer for your conveyancing in Sunninghill
Back In 2003, I bought a leasehold house in Sunninghill. Conveyancing and Barclays mortgage are in place. A letter has just been received from someone claiming to own the freehold. Attached was a ground rent demand for rent dating back to 1991. The conveyancing practitioner in Sunninghill who previously acted has now retired. Do I pay?
The first thing you should do is make enquiries of the Land Registry to make sure that the individual claiming to own the freehold is indeed the new freeholder. It is not necessary to instruct a Sunninghill conveyancing solicitor to do this as you can do this on the Land Registry website for £3. You should note that regardless, even if this is the legitimate landlord, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.
Sunninghill Conveyancing for Leasehold Flats - Sample of Queries before buying
Is the freehold reversion owned collectively by the leaseholders? Be sure to discover if there are any onerous restrictions in the lease. For instance plenty of leases prohibit pets being permitted in in a block in Sunninghill. If you love the apartmentin Sunninghill yet your cat is not allowed to live with you then you will be presented with a hard choice. Please tell me if there are any major works in the near future that will add a premium to the service charges?