I am obtaining a mortgage offer from Lloyds. I intend to instruct a Licensed Conveyancer in Temple Mills. Does the Lloyds Solicitor panel allow for Licensed Conveyancers?
The Lloyds conveyancing panel is, like many other lenders, associated to the CML or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
Can your site be used to find a Conveyancing solicitor in Temple Mills even if I’m not purchasing or disposing of a house, for instance if I wish to acquire a shop in Temple Mills with a mortgage from Bank of Ireland?
Our comparison service is primarily utilised to get a quote from residential conveyancing solicitors in Temple Mills but we have set out at the bottom of this page some Temple Mills commercial conveyancing firms. You should speak with the firm directly to see if they are also authorised to represent Bank of Ireland
I'm purchasing a new build house in Temple Mills with a mortgage from Aldermore. The builders refused to move on the price so I negotiated 6k of fixtures and fittings instead. The house builders rep told me not disclose to my lawyer about the side-deal as it could put at risk my loan with the lender. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Having had my offer accepted I require leasehold conveyancing in Temple Mills. Before I get started I require certainty as to the number of years remaining on the lease.
Assuming the lease is registered - and almost all are in Temple Mills - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
I purchased a garden flat in Temple Mills, conveyancing was carried out 9 years ago. Can you shed any light on how much the price could be for a 90 year extension to my lease? Corresponding properties in Temple Mills with an extended lease are worth £206,000. The ground rent is £45 invoiced every year. The lease expires on 21st October 2091
With 66 years remaining on your lease the likely cost is going to be between £11,400 and £13,200 as well as professional fees.
The figure above a general guide to costs for renewing a lease, but we cannot give you the actual costs without more detailed due diligence. Do not use the figures in a Notice of Claim or as an informal offer. There are no doubt additional concerns that need to be considered and clearly you should be as accurate as possible in your negotiations. Neither should you move forward based on this information before seeking the advice of a professional.
My wife and I are searching for an affordable conveyancing solicitor in Temple Mills to help me sell my flat. I want to avoid being ripped off but with plenty Temple Mills conveyancing firms to pick from...who do I opt for?
To fee estimates for your move via conveyancing firms that provide services in Temple Mills please use our quote tool.