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Find a Temple Mills Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Temple Mills? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Temple Mills home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Temple Mills conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Temple Mills

The Temple Mills conveyancing firm handling our Temple Mills conveyancing has spotted an inconsistency when comparing the surveyor’s assumptions in the home valuation report and what is in the legal papers for the property. My solicitor has advised that he is obliged to check that the lender is OK with this discrepancy and is still content to lend. Is my lawyer’s stance right?

Your solicitor must comply with the UK Finance Lenders’ Handbook requirements which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.

Are the Temple Mills conveyancing solicitors identified as being on the Barclays conveyancing panel, together with their details provided by Barclays?

Temple Mills conveyancing firms themselves provide us confirmation that they are on the Barclays conveyancing panel as opposed to being supplied with a list from Barclays directly.

Various internet forums that I have frequented warn that are a common reason for hinderance in Temple Mills house deals. Is that correct?

The Council of Property Search Organisations (CoPSO) released determinations of a review by MoveWithUs that conveyancing searches do not figure amongst the common causes of hindrances during the legal transfer of property. Local searches are not likely to be the root cause of holding up conveyancing in Temple Mills.

Are there restrictive covenants that are commonly picked up during conveyancing in Temple Mills?

Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Temple Mills. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I have been on the look out for a leasehold apartment up to £305k and found one close by in Temple Mills I like with amenity areas and station nearby, the downside is that it only has 49 years on the lease. There is not much else in Temple Mills in this price bracket, so just wondered if I would be making a mistake buying a short lease?

If you need a mortgage the remaining unexpired lease term will likely be a potential deal breaker. Reduce the price by the amount the lease extension will cost if it has not already been discounted. If the existing proprietor has owned the property for at least twenty four months you could request that they start the process of the extension and then assign it to you. You can add 90 years to the current lease with a zero ground rent applied. You should speak to your conveyancing lawyer about this.

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