Please explain the implications if my solicitor is expelled from the Kent Reliance Conveyancing panel ahead of completing my conveyancing in Temple Mills?
The first thing to point out is that, this is a very rare occurrence. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have to instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by a regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit for a fee.
This question may be naive but I am unexperienced as a first time purchaser of a garden flat in Temple Mills. Do I pick up the keys to the premises on completion from my conveyancer? If so, I will use a High Street conveyancing solicitor in Temple Mills?
There is no need to visit the lawyers office on the day of completion. Your solicitors will arrange to send the purchase money to the seller's lawyers, and once they have received this, you will be able to pick up the keys from the Estate Agents and move into your new home. Usually this happens early afternoon.
I am buying a terrace house in Temple Mills. Our aim is to carry out an extension to the side at the house.Will legal work on the property involve enquiries to see if these works are allowed?
Your solicitor will review the registered title as conveyancing in Temple Mills will occasionally reveal restrictions in the title deeds which prevent categories of alterations or need the consent of another owner. Certain additions require local authority planning consent and approval under the building regulations. Certain locations are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. It would be sensible to check these things with a surveyor ahead of any purchase.
I am purchasing a property in Temple Mills. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Santander be concerned?
As your lender is Santander your lawyer must comply with the conveyancing requirements contained in Part 2 of UK Finance Lenders’ Handbook for Santander. The Council of Mortgage Lenders’ Handbook stipulates minimum specifications for solar panel roof-space leases, and conveyancers are required to report to Santander where a lease fails to meet these requirements. The requirements relate to the installation of panels on properties countrywide and is not isolated to Temple Mills.
We are close to exchanging contracts on the sale of our home in Temple Mills and the buyers lawyers are claiming that there is a risk of it being built land that was not decontaminated. A high street Temple Mills conveyancer would know this is not the case. It does beg the question why the buyers used an online conveyancing outfit rather than a conveyancing solicitor in Temple Mills. We have lived in Temple Mills for three years we know of no issue. Do we contact our local Authority to seek confirmation that there is no issue.
It sounds as though you may have a conveyancing lawyer currently acting for you. What do they say? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same ailment)
Are there restrictive covenants that are commonly picked up during conveyancing in Temple Mills?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Temple Mills. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I'm remortgaging my existing house to a BTL mortgage with Britannia and I will use the ballance of the raised equity towards another property. The neighborhood we are looking at is Temple Mills. Will your solicitors be able to act for the two mortgage companies and tie in the two deals?
Do use our search tool on this site to be sure that the lawyers are on the appropriate lender panels. Assuming that they are the solicitor should be able to simultaneously deal with the two conveyancing matters but you should have a chat with you conveyancer and make apparent your desired outcome and requirements.