My wife and I are buying a flat in Temple Mills. I might seem paranoid but how we can trust a conveyancer? On the day of competition we will need to send money into their account. What protection do we have from them run away with our deposit?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

I am buying a property in Temple Mills. One unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender be concerned?

As you are obtaining a mortgage with your lawyer must check the formal requirements set out in Section 2 of UK Finance Lenders’ Handbook for . The Council of Mortgage Lenders’ Handbook includes minimum specifications for solar panel roof-space leases, and are required to report to where a lease does not meet these requirements. The conditions relate to the installation of panels on properties countrywide and is not limited to Temple Mills.

Intending to buy a house in Temple Mills. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Temple Mills is on the conveyancing panel.

I am purchasing my first flat in Temple Mills with the aid of help to buy. The builders would not budge the amount so I negotiated five thousand pounds worth of fixtures and fittings instead. The house builders rep told me not reveal to my lawyer about the extras as it would affect my mortgage with the lender. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I opted to have a survey done on a house in Temple Mills prior to instructing solicitors. I have been advised that there is a flying freehold element to the house. Our surveyor has said that some lenders will refuse to give a mortgage on a flying freehold property.

It varies from the lender to lender. HSBC has different requirements from Halifax. Should you wish to telephone us we can check via the relevant bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Temple Mills. Conveyancing may be slightly more expensive based on your lender's requirements.

I am looking to sell my property. My former conveyancers closed down. I would be grateful for any recommendation of a conveyancing firm. Im based in Temple Mills if that makes a difference.

Please use our search tool to help you find a solicitor for your conveyancing in Temple Mills. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move runs smoothly.

Having had my offer accepted I require leasehold conveyancing in Temple Mills. Before I set the wheels in motion I would like to find out the unexpired term of the lease.

Assuming the lease is registered - and almost all are in Temple Mills - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

I bought a basement flat in Temple Mills, conveyancing formalities finalised 1995. Can you let me have an estimated range of the fair premium for a lease extension? Corresponding properties in Temple Mills with over 90 years remaining are worth £165,000. The ground rent is £45 charged once a year. The lease ceases on 21st October 50

With only 50 years unexpired we estimate the premium for your lease extension to range between £36,100 and £41,800 plus legals.

The suggested premium range above a general guide to costs for renewing a lease, but we cannot give you the actual costs without more comprehensive due diligence. You should not use this information in tribunal or court proceedings. There are no doubt additional concerns that need to be considered and clearly you should be as accurate as possible in your negotiations. Neither should you move forward based on this information before getting professional advice.