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Find a Thornhill Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Thornhill? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Thornhill transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Thornhill conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Thornhill

Should lawyers request money up-front when it comes to conveyancing in Thornhill?

Where you are retaining lawyers for conveyancing in Thornhill your lawyer will ask you place them with funds to cover the the cost of the conveyancing searches. This will be the total of the cost of the conveyancing searches. If any down payment is payable against the total price then this should be required immediately prior to exchange of contracts. Any further balance that is needed will be payable a couple of days prior to the day of completion.

We are buying a 3 bedroom flat in Thornhill with a residential mortgage from Barclays .We use our Thornhill conveyancing solicitor but Barclays says her practice is not on their "panel". It seems we have no choice but to instruct a Barclays panel firm or retain our high street solicitor and fork out for one of their panel ones to represent them. We feel as though this is unjust; is there anything we can do?

Unfortunately,no. The home loan offered to you is subject to its terms and conditions, one of which will be that conveyancers needs to be on the Barclays conveyancing panel. Until recently, most mortgage companies had large numbers of solicitors on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your solicitors to apply to be on the conveyancing panel for Barclays

I'm the only beneficiary of my late father’s will with all property in now in my sole name, including the my former home in Thornhill. Conveyancing formalities meant that the Land Registry date was in May. I now wish to sell up. I do know about the Mortgage Lenders 6 month 'rule', which means that my property ownership will be considered the same way as though I had purchased the property in May. Will no one buy the property for half a year?

The Council of Mortgage Lenders’ handbook obliges conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you may be caught by that. Some lenders would take a sensible view as this requirement is principally there to identify subsales or the wholesaling and assigning of properties.

I am buying a property in Thornhill. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Nationwide be concerned?

Given that you are obtaining a mortgage with Nationwide your lawyer must comply with the conveyancing requirements outlined in Part 2 of UK Finance Lenders’ Handbook for Nationwide. The Council of Mortgage Lenders’ Handbook stipulates minimum requirements for solar panel roof-space leases, and conveyancing practitioners are required to report to Nationwide where a lease does not meet these conditions. The specifications relate to the installation of panels on properties countrywide and is not limited to Thornhill.

I am expecting a DIP from Nationwide this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Nationwide recommend any Thornhill solicitors on the Nationwide conveyancing panel, or is it better to go independently?

You will need to appoint Thornhill solicitors independently although you'll need to choose one on the Nationwide conveyancing panel. The solicitor represents both you and Nationwide through the process.

I need some fast conveyancing in Thornhill as I have pressure to sign on the dotted line in less than one month. Luckily I do not need a mortgage. Can I decline from having conveyancing searches to save fees and time?

If.Given you are not taking a home loan you are at liberty not to have searches conducted although no conveyancer would suggest that you don't. With plenty of history conveyancing in Thornhill the following are examples of what can arise and therefore affect future saleability: Refused Planning Applications, Overdue Fees, Overdue Grants, Railway Schemes,...

I have justbecome aware that Wolstenholmes have closed. They conducted my conveyancing in Thornhill for a purchase of a freehold house 9 months ago. How can I check that my home is not still registered in the name of the previous owner?

The quickest way to see if the premises is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Thornhill conveyancing specialists.

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