We were just about to exchange contracts for a semi detached house in Thornhill. We have hit a stumbling block. Our mortgage offer with HSBC Bank expires on 9/4/2019 but the vendors are suggesting a completion date of 11/4/2019. Can one prolong the loan expiry date?
The person best placed to address this question is your lawyer who will calculate if they corresponding with the mortgage broker, seller’s solicitors, estate agents or indeed all parties taking into account the history of your house move as of today.
My relative advised me that where I am purchasing in Thornhill I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is sometimes included in the estimate for your Thornhill conveyancing searches. It is not a small report of about 40 pages, listing and setting out significant information about Thornhill around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Thornhill Education with maps and statistics, Local Amenities and other useful information about Thornhill.
Just bought a detached house in Thornhill , What is the estimated time for the Land Registry to register the transfer to my name? My Thornhill conveyancing solicitor has been painfully slow, so I want to be certain the post completion formalities are dealt with.
There is nothing unique about conveyancing in Thornhill registration formalities. As opposed to being determined by geographic area, timescales can adjust subject to who lodges the application, whether there are errors and whether the Land registry need to notify any third persons or bodies. Currently approximately three quarters of such applications are completed within 12 days but occasionally there can be protracted hold-ups. Historically registration is effected after the new owner is living at the property thus an expedited registration is not always an essential issue yet if there is a degree of urgency associated with the registration then you or your conveyancer could communicate with the Registry to express the reasoning for an expedited registration.
I've recently found out that there is a flying freehold issue on a property I have offered on two weeks back in what was supposed to be a simple, chain free conveyancing. Thornhill is where the house is located. Can you shed any light on this issue?
Flying freeholds in Thornhill are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Thornhill you must be sure that your lawyer goes through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Thornhill may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Is it possible to switch firm as I have to appoint one who is on the Halifax conveyancing list. I had appointed a family conveyancing solicitor in Thornhill five minutes from me but the firm is not approved by Halifax
It would be our pleasure to help you select a conveyancing solicitor in Thornhill on the Halifax panel. Please note that the law firms that we on the directory do not pay us fee if you instruct them and are fully regulated by the SRA who regulate all conveyancing solicitors in Thornhill. Using search facility on this site, you can compare charges for conveyancing solicitors in Thornhill and throughout England and Wales.