I have just been advised by my financial adviser that my Thornhill solicitor is not on the lender Solicitor panel. What can I do to be certain if this is indeed the case?

The sensible course of action for you to take is to contact your Thornhill lawyer directly. You lawyer should notify you of the situation. Where they are not on the panel they could put your in touch with solicitors on the conveyancing panel for your mortgage company.

Would the conveyancing solicitors indexed on your site conduct right to buy conveyancing in Thornhill?

We do have plenty of conveyancing lawyers who can conduct right to buy conveyancing matters You should e-mail us in order to secure a costs calculation.

My Conveyancer in Thornhill is not listed on the Chelsea Building Society Approved Panel. Is it possible for me to retain my family solicitor even though they are not on the Chelsea Building Society panel?

The limited options open to you here include:

1. Complete the purchase with your preferred Thornhill solicitors but Chelsea Building Society will need to retain a lawyer on their panel. This will result in additional overall conveyancing charges as well as result in frustration.
2. Choose an alternative solicitor to act in the conveyancing, not forgetting to check they are on the Chelsea Building Society panel

Will our solicitor be raising enquiries about flooding during the conveyancing in Thornhill.

Flooding is a growing risk for conveyancers carrying out conveyancing in Thornhill. There are those who acquire a house in Thornhill, completely expectant that at some time, it may be flooded. However, leaving to one side the physical destruction, if a house is at risk of flooding, it may be difficult to obtain a mortgage, adequate building insurance, or sell the property. There are steps that can be taken as part of the conveyancing process to forewarn the purchaser.

Lawyers are not best placed to impart advice on flood risk, but there are a various checks that can be undertaken by the purchaser or by their lawyers which will figure out the risks in Thornhill. The standard completed inquiry forms supplied to a buyer’s lawyer (where the solicitors are adopting what is known as the Conveyancing Protocol) contains a standard inquiry of the seller to determine if the property has suffered from flooding. If the property has been flooded in past and is not revealed by the vendor, then a purchaser may commence a claim for damages as a result of such an misleading reply. A purchaser’s lawyers should also order an enviro report. This will disclose if there is a recorded flood risk. If so, more detailed inquiries will need to be initiated.

I have just appointed agents to market my basement apartment in Thornhill. Conveyancing lawyers have not yet been instructed, but I have just received a half-yearly maintenance charge demand – should I leave it to the buyer to sort out?

It best that you discharge the invoice as you normally would given that all ground rent and maintenance payments will be allotted on completion, so you should recover the relevant percentage by the purchaser for the period running from after the completion date to the next payment date. Most managing agents will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.

Thornhill Conveyancing for Leasehold Flats - Examples of Queries before Purchasing

How long is the Lease? Is the freehold owned jointly by the leaseholders? You should be aware if it is fewer than 80 years it will impact the salability of the flat. Check with your bank that they are willing to to proceed given the lease term. Leases with fewer than 80 years remaining means that you will most likely require a lease extension sooner rather than later and it is worth finding out what this would cost. For most Thornhilllease extensions you will be required to have been the owner of the premises for 24 months in order to be entitled to exercise a lease extension.