My IFA has requested my Upper Edmonton lawyer’ panel member for the HSBC conveyancing panel. How do I discover this. I have e-mailed my local Upper Edmonton branch but they don't know it.

You are best placed to get this information from your Upper Edmonton property lawyer . Most Upper Edmonton law firms will retain a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each bank.

We are soon to complete on the purchase of a property in Upper Edmonton but as a result of wreckage from some water damage at the property I have managed to agree reparation from the current proprietors in the sum of six thousand pounds by way of a deduction in the price. I had intended this to be addressed as part of amending the contract however Nottingham will not permit this. Why were they involved?

The property lawyer that is on the Nottingham conveyancing panel is required to inform Nottingham of any variations to the purchase price. If you prohibit your property lawyer to report the reduction to Nottingham then they would have to discontinue acting for you. In addition, Nottingham and you would have to appoint a new solicitor for your conveyancing in Upper Edmonton.

I am buying my first flat in Upper Edmonton with a mortgage from Nationwide Building Society. The developers would not move on the amount so I negotiated £7000 of additionals instead. The property agent suggested that I not disclose to my lawyer about this deal as it will impact my mortgage with Nationwide Building Society. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I've recently found out that there is a flying freehold issue on a property I have offered on two weeks back in what should have been a straight forward, no chain conveyancing. Upper Edmonton is where the house is located. Can you shed any light on this issue?

Flying freeholds in Upper Edmonton are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Upper Edmonton you must be sure that your lawyer goes through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Upper Edmonton may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

I am looking into buying my first house which is in Upper Edmonton and I am already nervous. I couldn't find anything specific about Upper Edmonton. Conveyancing will be needed in due course but do you know about the Upper Edmonton area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at Upper Edmonton. In the meantime here are some basic statistics that we found