Will conveyancers ask for money on account for my conveyancing in Victoria Dock?
If you are buying a property in Victoria Dock your solicitor will request that you put them with monies to cover the the cost of the conveyancing searches. Generally this is requested to cover the fees of the Local Authority Search. When the down payment is payable against the sale price then this will be required immediately before exchange of contracts. Any further balance that is due should be sent to your lawyer shortly before completion.
My husband and I are buying a newbuild flat in Victoria Dock with a loan from Barclays Direct.We like our Victoria Dock conveyancing practitioner but Barclays Direct advised that she’s not on their approved list of firms. we are left little option but to use a Barclays Direct panel solicitor or retain our preferred solicitor and pay for a Barclays Direct panel lawyer to represent them. We feel as though this is unjust; is there anything we can do?
No, not really. The mortgage issued to you is subject to its various provisions, one of which will be that lawyers will be on the Barclays Direct conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could find one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your solicitors to apply to be on the conveyancing panel for Barclays Direct
We are due to move house in October. Should my conveyancing solicitor communicate with the removal company on the day of completion. Incidentally, can you suggest a removal company in Victoria Dock. Conveyancing solicitor was chosen prior to coming across this site.
On the afternoon of completion you will need to collect the keys from the selling agent but this can only be done when the sellers solicitors advise the agent that they acknowledge receipt of the completion payment and the keys can be passed over. After that you can advise the removal company that you are ready to move in. We are not in a position to suggest a particular removal company but can assist you in choosing a residential property solicitor in Victoria Dock or a lawyer with expertise in conveyancing in Victoria Dock.
We have a mortgage agreed in principle with Skipton. Victoria Dock conveyancing lawyers were chosen. How long does it take for Skipton to send the offer to the lawyer?
Some lenders take longer than others. Have Skipton completed the valuation? Have you informed Skipton as to your lawyers' details and checked that your lawyers are on the Skipton conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
I have today made my last payment due on my mortgage with Coventry BS. I assume I don't need a Victoria Dock solicitor on the Coventry BS panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Coventry BS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Coventry BS mortgage from the register. Coventry BS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Coventry BS has sent the Land Registry the discharge electronically, and
- Coventry BS has instructed the Land Registry to do so
What can a local search tell me about the house I am purchasing in Victoria Dock?
Victoria Dock conveyancing often starts with the submitting local authority searches directly from your local Authority or via a personal search company for example Xpress Legal The local search plays a central part in many a Victoria Dock conveyancing purchase; as long as you don’t want any unpleasant surprises after you move into your property. The search will reveal information on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 topic sections.
Just bought a terraced house in Victoria Dock , What is the estimated time for the Land Registry to register the transfer to my name? My Victoria Dock conveyancing solicitor works at snail pace, so I want to be sure the land registry aspects are dealt with.
There is nothing unique when it comes to conveyancing in Victoria Dock registration formalities. Rather than based on location, timescales can vary according to the party submitting the application, whether there are errors and if the Land registry communicate with any 3rd persons or bodies. As of today roughly 80% of submission are fully addressed within 12 days but some can be subject to protracted delays. Registration occurs once the purchaser has moved in to the property therefore registration formalities is not typically an essential issue but where there is a degree of urgency associated with the registration then you or your solicitor could communicate with the Registry to express the reasoning for the application to be prioritised.