We instructed a high street lawyer for our conveyancing in Walmley today. After carefully reading the Terms I notewe are liable for fees even where the conveyance does not complete. Should I go with them or choose an on-line lawyer who offer no completion no charge conveyancing in Walmley?

It is usually a trade off in that if "No Sale No Fee" is available then the fee levels will tend to be be uplifted to cover the conveyances that do not go ahead. Also remember that these deals rarely cover outlay for instance Walmley conveyancing search expenses.

We hope to to buy with Loughborough BS. I called into 3 or 4 local practices yet am unable to find a Walmley conveyancing firm on the Loughborough BS approved list. Please you assist?

You should make the most of the search tool on this page. Please choose the mortgage company and type Walmley or your preferred area and you will be presented with numerous solicitors based in Walmley or by proximity to you.

4 months have elapsed following my purchase conveyancing in Walmley completed. I have checked the Land Registry website which shows that I paid £200,000 when infact I paid £160,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I am buying a new build house in Walmley with the aid of help to buy. The sellers would not budge the price so I negotiated five thousand pounds worth of fixtures and fittings instead. The estate agent suggested that I not disclose to my solicitor about the extras as it may impact my loan with the bank. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I've recently found out that there is a flying freehold issue on a property I put an offer in two weeks back in what should have been a quick, chain free conveyancing. Walmley is the location of the property. Can you offer any guidance?

Flying freeholds in Walmley are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Walmley you must be sure that your lawyer goes through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Walmley may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.