I have given 2 months notice to my existing landlord and have to be out of my rented apartment in West Ewell by 9/4/2019. Conveyancing for my house purchase is progressing. Can I complete in 5 weeks as I wish to avoid having to find short term accommodation?
Generally one should not serve notice on a rental until exchange of contracts has taken place. Assuming that you have not previously done so, update to your lawyer and request that they chase the owners solicitors, try to an acceptable time-line that all parties will look towards
My wife and I buying a victorian detached house in West Ewell. The intention is to carry out a loft conversion at the property.Will legal work on the property involve investigations to determine if these alterations were previously refused?
Your conveyancer will check the deeds as conveyancing in West Ewell will occasionally identify restrictions in the title deeds which prohibit categories of works or need the consent of a 3rd party. Many extensions call for local authority planning consent and approval under the building regulations. Many areas are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. You should check these issues with a surveyor ahead of any purchase.
It is unclear whether my bank requires a lease extension. I have called my West Ewell building society branch on various occasions and was told it does not impact the mortgage offer and they will lend. My West Ewell conveyancing solicitor - who is on the lender conveyancing panel- telephoned to say that they refuse to lend based on their published requirements. Who do I believe?
Your conveyancer has to follow the CML Handbook Part 2 provisions for your bank. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
I recently had an offer agreed on a house in West Ewell. My financial adviser pressured me to appoint their lawyer. I paid an advanced payment of £225. Shortly after, the property lawyer called me to say that they were not on the HSBC conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the HSBC panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Should commercial conveyancing searches disclose proposed roadworks that may impact a commercial estate in West Ewell?
Its becoming the norm that commercial conveyancing solicitors in West Ewell will order a SiteSolutions Highways report as it dramatically cuts the time that conveyancers spend in looking into accurate data on highways that impact buildings and development assets in West Ewell. The search result provides definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in West Ewell.
For each commercial conveyancing transaction in West Ewell it is critical to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been addressed adequately may result in delays to West Ewell commercial conveyancing transactions as well as present a risk to future plans for the site. These searches are not carried out for domestic conveyancing in West Ewell.
I am purchasing my first flat in West Ewell with the aid of help to buy. The builders would not move on the price so I negotiated £7000 of additionals instead. The estate agent suggested that I not to tell my lawyer about this deal as it may affect my mortgage with Clydesdale. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I need to retain a conveyancing solicitor for remortgage conveyancing in West Ewell. I have land on a site which appears to be the perfect offering If it is possible to get all formalities completed via web that would be ideal. Do I need to be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?