My West London solicitor has spotted a discrepancy when comparing the information in the home valuation report and what is in the conveyancing documents. My solicitor says that he is obliged to ensure that the lender is OK with this discrepancy and is content to go ahead. Is my conveyancer’s approach right?
Your must comply with the UK Finance Lenders’ Handbook conditions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.
I used Action Conveyancing a few years ago for my conveyancing in West London. Now, I need the files but the law firm has closed. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in West London of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Due to the guidance of my in-laws I had a survey completed on a house in West London in advance of appointing solicitors. I have been advised that there is a flying freehold overhang to the house. My surveyor has said that some lenders may refuse to issue a loan on such a house.
It depends who your proposed lender is. Bank of Scotland has different requirements from Halifax. If you contact us we can investigate further via the relevant bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in West London. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in West London to see if the conveyancing costs will increase in light of this.
West London Conveyancing for Leasehold Flats - Examples of Queries Prior to buying
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Who takes responsibility for maintaining and repairing the block?
Are any of leasehold owners in arrears of their service charge liability?
Is the freehold reversion owned collectively by the leaseholders?
For various reasons I am unable to attend my West London conveyancing solicitors office to sign documents for conveyancing in West London – will this be problematic?
Not a problem. West London conveyancing solicitors can deal with home moves for clients from a distance. It is not necessary for you to be able to be present a West London conveyancers office. Almost all can undertake everything via phone, post and email - whatever works for you.