Having been told to check out your web site we were going to go ahead with a conveyancing solicitor in Wide Open endorsed by you but have come across some other fee calculations on the internet seem cheaper – how come?
You can find numerous solicitors promoting self styled cut-price conveyancing, yet more often than not additionalcosts result in the closing fee being inflated. Conveyancers are obliged to make sure that charges outlined in terms of business should be transparent and reasonable and be applied The conveyancers that we list for conveyancing in Wide Open specify all legal fees for a standard conveyancing case.
My grandfather passed away last year and as sole heir and executor I was left the house in Wide Open. The house had a small mortgage remaining of approximately £4500. I want to transfer the title deeds into my name whilst I re-mortgage to Yorkshire BS, pay off the mortgage. Is this allowed?
If you plan to re-mortgage then Yorkshire BS will insist on your using a conveyancer on the Yorkshire BS conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Yorkshire BS conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Yorkshire BS mortgage is registered as a charge at the Land Registry.
Despite weeks of looking the Title Certificate and documents to my home can not be found. The lawyers who handled the conveyancing in Wide Open 4 years ago no longer exist. What are my options?
Gone are the days when you need to hold title original deeds to evidence that you are the registered proprietor of land or premises, as the Land Registry have everything they need in a digital format.
How does conveyancing in Wide Open differ for new build properties?
Most buyers of new build residence in Wide Open contact us having been asked by the developer to exchange contracts and commit to the purchase even before the house is ready to move into. This is because builders in Wide Open typically purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Wide Open or who has acted in the same development.
We're novice buyers - agreed a price, yet the selling agent has warned us that the vendor will only proceed if we instruct the agent's recommended solicitors as they need an ‘expedited deal’. Our preferred option is to instruct a local solicitor used to conveyancing in Wide Open
It is improbable the vendors are driving this. Should the owner require ‘a quick sale', taking such a hostile approach to a serious purchaser is counter productive. Bypass the agents and go straight to the owners and make the point that (a)you are genuine purchasers (b)you are ready to go, with mortgage lined up © you are unencumbered (d) you intend to proceed fast (e)but you intend to use your own,trusted Wide Open conveyancing solicitors - rather thanthose that will give their negotiator at the agency a commission or meet his conveyancing figures pre-set by head office.