It is a dozen years since I acquired my property in Wide Open. Conveyancing solicitors have now been instructed on the sale but I am unable to locate the deeds. Is this a major issue?

You need not be too concerned. First the deeds may be retained by your mortgage company or they could be in the possession of the lawyers who acted in your purchase. Secondly in all probability the property will be recorded at the land registry and you will be able to establish that you own the property by your conveyancing lawyers obtaining current official copies of the land registers. Nearly all conveyancing in Wide Open involves registered property but in the unlikely event that your property is not registered it is more of a problem but is resolvable.

We are buying a house in Wide Open. I might seem paranoid but how we can trust a solicitor? At some point we have to put our life savings into their account. What protection do we have from them run away with our deposit?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

What is the difference between a licensed conveyancer and conveyancing solicitor in Wide Open

There are two types of lawyers who can carry out conveyancing in Wide Open namely CLC regulated conveyancers or solicitors. The two can provide the legal services that you need to complete the sale or purchase of property. They are both duty bound to conduct Wide Open conveyancing on similar quality and guidelines so you may be sure that your conveyancing will be properly conducted and that all requirements and steps will be appropriately taken.

My wife and I buying a terrace house in Wide Open. We would like to an extension at the rear at the property.Will legal due diligence on the property include investigations to ascertain if these alterations are allowed?

Your solicitor should review the registered title as conveyancing in Wide Open will sometimes identify restrictions in the title deeds which restrict categories of works or necessitated the consent of another owner. Certain works need local authority planning consent and approval in accordance building regulations. Some locations are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. It would be sensible to check these things with a surveyor ahead of any purchase.

I require quick conveyancing in Wide Open as I am faced with a deadline to complete within 2 weeks. Fortunately I do not require a mortgage. Is it possible to decline from having conveyancing searches to save fees and time?

If.Given you are not taking a mortgage you have the choice not to have searches carried out although no solicitor would recommend that you don't. Drawing on years of experience of conveyancing in Wide Open the following are examples of what can be revealed and adversely impact the marketability of the property: Enforcement Notices, Overdue Charges, Outstanding Grants, Road Schemes,...

I used Action Conveyancing several years ago for my conveyancing in Wide Open. Now, I need the files but the law firm has closed. What do I do?

Do contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Wide Open of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

I'm buying my first flat in Wide Open with the aid of help to buy. The sellers would not reduce the price so I negotiated 6k of fixtures and fittings instead. The property agent told me not inform my solicitor about this deal as it will jeopardize my mortgage with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.