What does my ID and proof of funds have anything to do with my conveyancing in Wigton? Is this really warranted?
Anti-terror and anti-money-laundering rules require solicitors and licensed conveyancers to verify the ID of the potential client they are dealing with prior to agreeing to accepting their conveyancing retainer. The Client Care letter that you need to sign should confirm this. Your lender will also require certain documents to be viewed. If you refuse to hand over ID verification documents, your conveyancer can not take you on as a client.
My friend advised me that where I am purchasing in Wigton I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is sometimes quoted for as part of the standard Wigton conveyancing searches. It is a large document of more than thirty pages, listing and setting out significant information about Wigton around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Wigton Education with maps and statistics, Local Amenities and other useful data about Wigton.
Me and my brother have a semi-detached Victorian property in Wigton. Conveyancing solicitor represented me and Virgin Money. I did a free Land Registry search last week and there are a couple of entries: the first freehold, another for leasehold with the matching property. Is it worth asking Virgin Money to clarify?
You should assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Wigton and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also question the position with your conveyancing lawyer who conducted the conveyancing.
How can the Landlord & Tenant Act 1954 impact my commercial offices in Wigton and how can you help?
The particular law that you refer to gives security of tenure to business tenants, giving them the legal entitlement to make a request to court for a new lease and continue in occupation when the lease reaches an end. There are certain specified grounds where a landlord can refuse a lease renewal and the rules are complex. Fees are different for commercial conveyancing. Wigton is one of the many areas of the UK in which the firms we work with are located
My conveyancers in Wigton have advised me that they can not locate my conveyancing file. To assist with my purchase I took out a mortgage with the mortgage company. Is it case that being on the lender conveyancing panel they need to have retained the file for a prescribed period?
Different lenders have different requirements but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the mortgage company Conveyancing Panel Terms. It might be worth you contacting the bank directly.