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Find a Wiltshire Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Wiltshire? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Wiltshire transaction at risk of delay or failure.

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Recently asked questions about conveyancing in Wiltshire

We are soon to complete buying a house in Wiltshire but as a consequence of wreckage from the recent storms I have was able negotiate compensation from the seller of £2k taking the form of a reduction in the price. I had intended this to be dealt with as part of amending the contract but Clydesdale will not agree to this. Should they have been involved?

The property lawyer being on the Clydesdale approved list is duty bound to disclose to Clydesdale of any variations to the purchase price. If you prohibit your conveyancing practitioner to report the reduction to Clydesdale then they would have to discontinue acting for you. In addition, Clydesdale and you would have to appoint a new solicitor for your conveyancing in Wiltshire.

I am downsizing from our property in Wiltshire and the buyers lawyers are claiming that there is a possibility that the property was built on contaminated land. Any high street Wiltshire lawyer would know that there is no such problem. It does beg the question why the buyers used a nationwide conveyancing outfit rather than a conveyancing solicitor in Wiltshire. We have lived in Wiltshire for three years we know of no issue. Is it a good idea to contact our local Authority to obtain confirmation that the buyers are looking for.

It sounds as though you may have a conveyancing lawyer currently acting for you. Are they able to advise? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)

It has been 3 months since my purchase conveyancing in Wiltshire concluded. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £180,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

How does conveyancing in Wiltshire differ for new build properties?

Most buyers of new build premises in Wiltshire contact us having been asked by the builder to exchange contracts and commit to the purchase even before the premises is completed. This is because new home sellers in Wiltshire tend to acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Wiltshire or who has acted in the same development.

I have been on the look out for a flat up to £195,000 and identified one round the corner in Wiltshire I like with a park and station nearby, however it's only got 61 remaining years left on the lease. I can't really find anything else in Wiltshire in this price bracket, so just wondered if I would be making a grave error acquiring a short lease?

Should you need a home loan the remaining unexpired lease term will be an issue. Reduce the offer by the expected lease extension will cost if it has not already been discounted. If the existing proprietor has owned the premises for at least twenty four months you can request that they commence the lease extension formalities and pass it to you. You can add 90 years to the current lease and have £0 ground rent by law. You should speak to your conveyancing lawyer concerning this matter.

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