It has come to my attention via my IFA that my Wiltshire lawyer is not on the bank Solicitor panel. How can I be certain if this is indeed the case?
Your first step should be to contact your Wiltshire conveyancer. It is reasonable to expect your lawyer to advise you of the situation. Where they are not on the panel they may be able to suggest a Wiltshire conveyancing practice that is on the approved list of lawyers for your mortgage company.
Can I use your services to locate a Conveyancing solicitor in Wiltshire even if I’m not purchasing or disposing of a house, for instance where I intend to acquire a shop in Wiltshire with a loan from Barclays Direct?
The service is predominantly there to locate domestic conveyancing solicitors in Wiltshire but we have listed towards the end of this page some Wiltshire commercial conveyancing firms. You should make contact with the company directly to see if they can also act for Barclays Direct
Forgive me if this question is silly but I am unseasoned as FTB of a garden flat in Wiltshire. Do I collect the keys to the premises on the completion date from my solicitor? If so, I will use a High Street conveyancing solicitor in Wiltshire?
On the day of completion you do not need to attend the conveyancers office in Wiltshire. Your solicitors will electronically transfer the purchase money to the seller's lawyers, and shortly after the monies have arrived, you will be invited to receive the keys from the property Agents and start moving into the property. This tends to happen early afternoon.
After much negotiation I have agreed a price on an apartment in Wiltshire. My financial adviser recommended their conveyancers. I paid an advanced payment of £225. A couple of days later, the property lawyer called me to say that they were not on the Clydesdale conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Clydesdale panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Kent Reliance have agreed my mortgage in principle, my offer on a house in Wiltshire has been agreed to, now what?
Your estate agent will need to be informed of your conveyancing practitioner's details (make sure the solicitors are on the lender’s approved list). Call up Kent Reliance or the broker and finish off any relevant documentation. Kent Reliance will instruct a valuer who will get in touch with the selling agent or vendor to schedule an appointment. Once carried out (assuming no problems) it takes approximately ten days for the mortgage offer to be issued. Kent Reliance will issue the offer to you and your solicitors. The transaction will then take it’s course according the nature and complexity of the conveyancing in Wiltshire.
Due to the encouragement of my in-laws I had a survey completed on a house in Wiltshire ahead of retaining lawyers. I have been told that there is a flying freehold overhang to the property. The surveyor has said that some lenders will refuse to grant a loan on such a premises.
It varies from the lender to lender. Santander has different instructions from Halifax. If you e-mail us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Wiltshire. Conveyancing may be slightly more expensive based on your lender's requirements.
Am I better off to appoint a Wiltshire conveyancing solicitor in close proximity to the house I am hoping to buy? I have an old university friend who can perform the conveyancing but they are based over three hundred kilometers drive away.
The primary upside of using a local Wiltshire conveyancing practice is that you can attend the office to sign documents, present your identification documents and apply pressure on them where appropriate. Having local Wiltshire know how is a plus. That being said it's more important to get someone that will do a good and efficient job. If you know people who instructed your friend and they were impressed that must outweigh using an unknown Wiltshire conveyancing solicitor just because they are based in the area.