I have just started taking steps with the aim of swapping over from my current homeowner mortgage to a BTL Santander mortgage. I was told by my mortgage that I require a lawyer for this. I got in contact with my former Withernsea conveyancing practitioner who who did the conveyancing when I first purchased the property. The fee calculation e-mailed to me of £470 has shocked me as its a remortgage than a sale or purchase.

The estimate fees are a little high. If you you were to look around you could shave off some of the cost by as much as a hundred pounds. On the other hand, assuming were happy with the conveyancing the firm provided you couldcome to rue opting for an an unknown conveyancer. If is important to be sure that the firm can represent Santander. Do employ our search tool to get a quote a Withernsea conveyancing firm on the Santander approved list of lawyers, which can often include conveyancing solicitors in Withernsea.

I am need of leasehold conveyancing for a flat in a fairly new development (five years old) in Withernsea. The vast majority the properties are already disposed of. Do I need carry out the local searches as part of conveyancing in Withernsea?

Conveyancing Searches are a vital link in the Withernsea conveyancing process. There are hundreds companies delivering Withernsea conveyancing searches, as well direct from the local authority. These are generally termed personal search organisation and they produce, not surprisingly, personal searches. However, all Local Authority Search conveyancing products have one thing in common - they must secure their data from the local authoritative source.

In what way does my ID and proof of funds have anything to do with my conveyancing in Withernsea? Why is this being asked of me?

To satisfy the Money Laundering Regulations any Withernsea conveyancing firm will require evidence of your identity in all conveyancing matters. This is normally dealt with by provision of a passport and an original bank statement or utility account evidencing where you reside.

Under Money Laundering Regulations, property lawyers are required to investigate not just the identity of conveyancing clients but also the origin of fund that they receive in respect of any matter. Refusal to disclose this may result in your conveyancer ending their retainer with you, as clearly this will cause a conflict between the set Regulations and a refusal to disclose.

Your property lawyers will have an obligation to inform the relevant authorities should they consider that any amounts received by them may contravene the Money Laundering Regulations.

Are there restrictive covenants that are commonly picked up during conveyancing in Withernsea?

Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Withernsea. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I am on look out for some leasehold conveyancing in Withernsea. Before diving in I require certainty as to the number of years remaining on the lease.

Assuming the lease is recorded at the land registry - and almost all are in Withernsea - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

I inherited a 1st floor flat in Withernsea, conveyancing was carried out 7 years ago. Can you let me have an estimate of the premium that my landlord can legally expect in return for granting a renewal of my lease? Corresponding properties in Withernsea with over 90 years remaining are worth £265,000. The ground rent is £50 invoiced every year. The lease finishes on 21st October 2100

With only 75 years unexpired we estimate the premium for your lease extension to span between £8,600 and £9,800 as well as legals.

The suggested premium range above a general guide to costs for renewing a lease, but we are not able to provide the actual costs without more detailed due diligence. Do not use the figures in tribunal or court proceedings. There are no doubt other issues that need to be taken into account and you obviously want to be as accurate as possible in your negotiations. Please do not take any other action based on this information without first getting professional advice.