I am expecting a mortgage offer from Nat West. I hope to instruct a Licensed Conveyancer in Woburn. Does the Nat West Solicitor panel exclude conveyancers regulated by the CLC?
The Nat West approved solicitor list is, like many other lenders, represented by the CML or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
Are the Woburn conveyancing solicitors identified as being on the HSBC conveyancing panel, together with their details provided by HSBC?
Woburn conveyancing firms themselves provide us confirmation that they are on the HSBC conveyancing panel as opposed to being supplied with a list from HSBC directly.
We are planning to move house in March. Should my conveyancing solicitor communicate with the removal company on the completion day. Incidentally, can you recommend a removal company in Woburn. Conveyancing lawyer was chosen before I stumbled across your page.
On the day of completion you can pick up the keys from your estate agent but this can only occur when the vendors conveyancers advise the agent that the monies to complete are in and the keys can be collected. After that you will need to tell the removal men that you are ready to move in. As a matter of policy we do not suggest a particular removal organisation but can assist you in finding a conveyancing in Woburn or a legal practice that specialises in conveyancing in Woburn.
Can you point me to a directory of Barclays panel conveyancers in Woburn on the UK Finance Lenders’ Handbook Website?
No. There is no such directory service on the Council of Mortgage Lenders or Building Society Association websites. A small selection of lending institutions make their panel listings open the public over the internet. If you are looking for a Woburn property lawyer on the Barclays please make the most of our facility.
I have finally had an offer on a flat in Woburn accepted, the sellers do nevertheless have a connected purchase. The vendors have placed an offer on somewhere, however it’s not yet tied up, and are looking at other flats in the pipeline. I have instructed a high street conveyancing solicitor in Woburn. What do I do now? At what stage should I apply for the mortgage with UBS?
It is usual to have apprehensions where there is a chain as you are unlikely to want to be too out of pocket too early (home loan application is approx £1k, then survey, Woburn conveyancing search costs, etc). First, you should check that your lawyer is on the UBS conveyancing panel. As to the subsequent stages this very much dictated by the specifics of your transaction, motivation for the property and on the state of the market. In a hot market some home buyers would apply for the mortgage with UBS and pay for the valuation and only if it comes back ok would they pay their solicitor to move forward with searches.
I've recently found out that there is a flying freehold issue on a house I have offered on last month in what was supposed to be a simple, no chain conveyancing. Woburn is where the house is located. Is there any advice you can impart?
Flying freeholds in Woburn are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Woburn you must be sure that your lawyer goes through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Woburn may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
Am I best advised to appoint a Woburn conveyancing practitioner based in the area that I am buying? We have a good friend who can conduct the legal work but her office is 400miles away.
The primary upside of using a local Woburn conveyancing practice is that you can attend the office to execute paperwork, present your identification documents and pester them if necessary. Having local Woburn know how is a bonus. However it's more important to get someone that will pull out all the stops for you. If you know people who instructed your friend and the majority were content that should outweigh using an unknown Woburn conveyancing solicitor just because they are round the corner.