Unfortunately I am unable to travel far from Woburn. What is the rationale as to why all Woburn conveyancers are not on all lender panels?
Even though it may seem unfair for lenders to restrict who can act for them, from the public’s or solicitor’s viewpoint, the flip side is that banks are becoming ever more anxious and regard it imperative to shield themselves from illegal activities. As a consequence of this concern banks have restricted their panel of approved conveyancing lawyers to a manageable size.
Can your site be used to find a Conveyancing solicitor in Woburn even if I’m not purchasing or disposing of a house, for example if I want to acquire a shop in Woburn with a mortgage from Barnsley Building Society?
Our comparison service is mainly used to locate domestic conveyancing solicitors in Woburn but we have recorded at the bottom of this page some Woburn commercial conveyancing firms. You should speak with the firm directly to establish if they can also act for Barnsley Building Society
Are all Woburn Conveyancing Quality Solicitors on the Santander conveyancing list of approved solicitors?
It is true that some banks and building societies now use CQS as the kick off point for Panel approval such as HSBC and Santander. CQS accreditation however is no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitor practices wishing to join their approved list of conveyancing solicitors.
We were going to get a OIP from Co-operative this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Co-operative recommend any Woburn solicitors on the Co-operative conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Woburn solicitors independently although you'll need to choose one on the Co-operative conveyancing panel. The solicitor represents both you and Co-operative through the process.
The mortgage over my property is with UBS for my property in Woburn. Conveyancing was finalised months ago. Should I wish to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform UBS?
You must advise UBS before renting your property as this is likely to be a breach of UBS’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact UBS directly. It should not be necessary to do this via a UBS conveyancing panel solicitor.
I own a semi-detached Edwardian house in Woburn. Conveyancing solicitor acted for me and Skipton Building Society. I happened to do a free search for it on the Land Registry database and there are two entries: the first freehold, the second leasehold with the exact same address. I'd like to know for sure, how can I find out??
You need to review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Woburn and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also question the position with your conveyancing practitioner who carried out the work.
I am buying a new build apartment in Woburn. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Here are examples of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Woburn
Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Please supply a car parking plan. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents.