I am expecting a offer of a home loan from Halifax. I hope to employ the services of a Licensed Conveyancer in Wooler. Does the Halifax Solicitor panel exclude Licensed Conveyancers?

The Halifax conveyancing panel is, like many other lenders, represented by the CML or Building Society Association, open to Licensed Conveyancers regulated by the CLC.

Are the Wooler conveyancing solicitors identified as being on the Yorkshire BS conveyancing panel, together with their details provided by Yorkshire BS?

Wooler conveyancing firms themselves provide us confirmation that they are on the Yorkshire BS conveyancing panel as opposed to being supplied with a list from Yorkshire BS directly.

We wanted to use a property lawyer in Wooler for our house purchase. Our financial adviser informed us that our bank Virgin Money won't deal with them. Why is this not regarded as unduly restrictive?

Before the recession most lenders had an appetite for risk which was higher than today. Almost all Wooler conveyancing firms would have been on most bank panels. The financial services regulator in 2010 completed a thematic investigation into mortgage fraud which concluded: know the conveyancing solicitors dealt with. Consequently, mortgage companies are increasingly seeing more information from law firms regarding their operations and their employees as well as set certain criteria such a completing on a minimum amount of conveyancing. Many Wooler conveyancing firms that have been excluded from lender panels have a 100% healthy track record, no complaints and no claims and didn't just 'dabble' in conveyancing. Wooler is amongst the numerous locations where the lawyers we recommend are members of the panel for Virgin Money.

Just had an offer accepted on a new build flat in Wooler. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Here is a sample of a few leasehold new build questions that you can expect your new-build leasehold conveyancing in Wooler

Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Please confirm the Lease plans are architect prepared. Forfeiture - bankruptcy or liquidation must not apply under this provision. There must be mutual enforceability of lessee’s covenants.

How can the Landlord & Tenant Act 1954 affect my commercial offices in Wooler and how can you help?

The 1954 Act affords a safeguard to commercial leaseholders, granting the right to apply to court for a continuation of occupancy at the end of an expired lease. There are certain specified grounds where a landlord can refrain from granting a lease renewal and the rules are complicated. We are happy to direct you to commercial conveyancing solicitors who use the act for protection and help with commercial conveyancing in Wooler