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Find a Wycombe Marsh Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Wycombe Marsh? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Wycombe Marsh transaction at risk of delay or failure.

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Recently asked questions about conveyancing in Wycombe Marsh

My uncle passed away six months ago and as sole heir and executor I was left the house in Wycombe Marsh. The house had a relatively small loan remaining of approximately £8000. I want to transfer the title deeds into my name whilst I re-mortgage to Santander, pay off the mortgage. Is this possible?

If you intend to refinance then Santander will require that you use a conveyancer on the Santander conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Santander conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Santander mortgage is registered as a charge at the Land Registry.

Me and my brother have a terraced Victorian property in Wycombe Marsh. Conveyancing practitioner represented me and Platform Home Loans Ltd. I happened to do a free search for it on the Land Registry database and there are a couple of entries: one for freehold, the second leasehold under the matching address. Is it worth asking Platform Home Loans Ltd to clarify?

You should assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Wycombe Marsh and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also check the position with your conveyancing lawyer who conducted the purchase.

I am purchasing a new build house in Wycombe Marsh with a loan from The Mortgage Works. The sellers would not reduce the price so I negotiated 6k of additionals instead. The estate agent suggested that I not to tell my lawyer about this deal as it may adversely affect my loan with The Mortgage Works. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am looking for a flat up to £195,000 and found one round the corner in Wycombe Marsh I like with amenity areas and station nearby, the downside is that it's only got 52 years unexpired on the lease. There is not much else in Wycombe Marsh for this price, so just wondered if I would be making a mistake purchasing a lease with such few years left?

Should you need a home loan the shortness of the lease may be an issue. Reduce the offer by the amount the lease extension will cost if it has not already been discounted. If the current owner has owned the property for a minimum of twenty four months you can ask them to start the process of the extension and then assign it to you. An additional ninety years can be extended on to the existing lease with a zero ground rent applied. You should speak to your conveyancing solicitor regarding this.

I am looking to sell my property. My past lawyers have shut. I am in need of a recommendation of a conveyancing firm. I happen to live in Wycombe Marsh if that makes a difference.

You should use our search tool to help you choose a solicitor for your conveyancing in Wycombe Marsh. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move runs with a minimum of fuss.

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