Find a Law Firm
approved by Bank of Scotland

Ready to buy a new home? Failing to check that a lawyer is on the Bank of Scotland list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the Bank of Scotland Conveyancing Panel

FAQs for the Bank of Scotland Conveyancing Panel

My wife and I are FTBs. Within the 48 hours our solicitor has forwarded the sale agreement to sign with a detailed report with a view to exchanging next week. Bank of Scotland have this afternoon contacted us to advise us that they have now hit a problem as our solicitor is not on their approved list of lawyers. What do we do from here?
When purchasing a property with the benefit of a mortgage it is usual for the purchaser's solicitors to also act for the purchaser's lender.

In order to act for a bank or building society a law firm has to be on that lender's conveyancing panel. An application has to be made by the law firm to the lender to become a member of the lender's panel and there are increasingly strict criteria which the firm has to satisfy and indeed some lenders now require their panel members to be part of the Law Society’s Conveyancing Quality Scheme. Your solicitors should contact Bank of Scotland and see if they can apply for membership of the Bank of Scotland conveyancing panel, but if that is not viable Bank of Scotland will instruct their own lawyers to represent them. You are not legally obliged to appoint a law firm on the Bank of Scotland conveyancing panel and you may continue to use your own solicitors, in which case it will likely add costs, and it will likely delay the transaction as you have another set of people involved.

I am buying a brand new duplex and my lawyer is telling me that she is duty bound to disclose incentives from the seller as her practice is on the Bank of Scotland conveyancing panel. I am under pressure to exchange and I would rather not prolong deal. is my lawyer taking the correct approach?
You should not exchange unless you have advised to do so by your lawyer. A precondition to being on the Bank of Scotland approved panel is to comply with the CML Handbook requirements (last updated for this lender on Bank of Scotland). The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
I am planning to acquire a property and require a conveyancing solicitor in Leeds who is on the Bank of Scotland approved. Could you point me in the right direction as regards a firm?
Our service is a directory service for firms who wish to be listed as being on the approved conveyancing panel for Bank of Scotland . We don’t recommend any particular firm.
I was supposed to move into my first house last Friday. My lawyer’s firm is on the Bank of Scotland solicitors panel but has changed address in the past couple of months and had not advised Bank of Scotland of their new address. Bank of Scotland has locked down the release of mortgage funds until such time as their systems are up to date with the correct details.
This is a rare situation indeed. Most lender Terms of Conveyancing Panel Appointment specifically oblige the solicitor to inform the lender of an address change. Your solicitor needs to treat this with the utmost urgency. Do speak with or register your concern with the senior partner (assuming he or she is not your direct lawyer). Most lenders would be reasonable in this situation and expedite the resolution of this issue. It may be prudent to enlist the help of your local Bank of Scotland branch or your mortgage broker to see if they can help.
Last month we had a mortgage agreed in principle with Bank of Scotland. Solicitors have been appointed? How long does it take for Bank of Scotland to send the offer to our conveyancer
Some lenders take longer than others. Have Bank of Scotland completed the valuation? Have you advised Bank of Scotland as your lawyers details and checked that your lawyer is on the Bank of Scotland conveyancing panel? sometimes it can take as long as six weeks for a mortgage offer to be issued
I have paid off my mortgage with Bank of Scotland. I assume I don't need a solicitor on the Bank of Scotland panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Bank of Scotland mortgage they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Bank of Scotland mortgage from the register. Bank of Scotland,and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage: but are not moving to another property where the Bank of Scotland has sent the Land Registry the discharge electronically, and the Bank of Scotland has instructed the Land Registry to do so The Land Registry will send you a letter confirming that your Bank of Scotland mortgage has been paid off.
It is not clear whether my mortgage offer requires a lease extension . I have called into my local branch Bank of Scotland on numerous occasions and was told they are content with the situation and they would lend. My solicitor - who is on the Bank of Scotland conveyancing panel- telephoned and was told not they would not lend in accordance with their CML Handbook minimum lease term requirements. Who do I believe?
Your lawyer has to follow the CML Handbook Part 2 requirements for Bank of Scotland. Unless your lawyer obtains specific confirmation in writing that Bank of Scotland will go ahead your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask Bank of Scotland to contact your lawyer in writing confirming that they will accept the remaining number of years left on the lease.