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approved by Bank of Scotland

Ready to buy a new home? Failing to check that a lawyer is on the Bank of Scotland list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the Bank of Scotland Conveyancing Panel

Bank of Scotland Conveyancing Panel : Questions and Answers

Is the fact that my solicitor is not on the Bank of Scotland Solicitor panel that there is a problem with the quality of his conveyancing?
It would not be wise to jump to that conclusion. There are all sorts of perfectly reasonable explanations. A recent report by the solicitors regulator indicated 76% of law firms surveyed had been removed from at least one lender panel. The most common reasons for removal are: (1) lack of transactions (2) the lawyer is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. If you are concerned you should simply call the firm and ask them why they are no longer on the approved list for Bank of Scotland.
Can you clarify something for me?. My lawyer is not to blame but, the conveyancing for my house purchase has been going on for months. The Local Authority Search from Bank of Scotland was date stamped random date and we have agreed a date for me to move into the property on 6. My lawyer informs me that as she is on the Bank of Scotland conveyancing panel she needs to reorder the searches as they are no longer acceptable to the lender.
One of the many conditions to being on the Bank of Scotland approved panel is to comply with the CML Handbook requirements (last updated for this lender on Bank of Scotland)which states that a local authority search be not more than 6 months old. You should nevertheless ask your lawyer to check whether something called ‘search validation’ indemnity insurance is acceptable to Bank of Scotland.
I am Googling for online conveyancing estimates. Can I be confident that all the firms that are identified on your directory are on the Bank of Scotland conveyancing panel?
The law firms listed on our site have assured us via an online form that they are on the Bank of Scotland panel and agreed to advise us to take down their listing in the event of removal off of the Bank of Scotland panel. To date we have not been informed by either a bank or a member of the public that the data about a specific firm being on the Bank of Scotland conveyancing panel is not accurate.
My lawyers in London have advised me that no longer have my conveyancing file. At the time of my purchase I took out a mortgage with Bank of Scotland. Is it case that being on the Bank of Scotland conveyancing panel they need to have retained the file for a prescribed period?
Different lenders have different requirements but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the Bank of Scotland Conveyancing Panel Terms. It might be worth you contacting Bank of Scotland directly.
My husband and I are in the process of viewing flats and now considering a potential offer. Is it premature to have a solicitor in place? I intend to finance via a mortgage with Bank of Scotland
It would be sensible to have your start your search soon rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their details on the the EA. As you are getting a mortgage with Bank of Scotland , make sure you remember to check that your lawyer is on the Bank of Scotland conveyancing panel.
I had an offer accepted on an apartment on the 12th March 2014, valuation was booked 2 days later, received a clean bill of health. Property lawyer appointed, so all that was missing was my mortgage offer. Having made daily calls to Bank of Scotland and chasing them on my offer I have now been told that my offer will not be issued unless the lawyer is on the Bank of Scotland conveyancing panel. Are Bank of Scotland entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Bank of Scotland to deal with your lawyers application to be on the Bank of Scotland conveyancing panel. There's no guarantee that your solicitors will be accepted.
My ex -wife’s name is on the Bank of Scotland mortgage of my property but not on the land registry. The apartment was transferred to me on our divorce many years ago by way of a sealed court order. Does my ex still have a say on the sale even though the land registry showing the property in my name alone? Will I be required to take her name of the Bank of Scotland mortgage in order to sell?
In terms of the Bank of Scotland mortgage, it is unusual that your ex-wife’s name remains on the mortgage but not on the title. It is conceivable that this is an oversight on the part of your conveyancers to ensure that her name was removed or even an administrative error on the part of Bank of Scotland in failing to update their data. In any event, it should cause difficulty providing her name no longer appears on the Land Registry title and you have a court order ordering that the property is transferred to you.