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Find an Approved Solicitor on the Accord Buy to Let Conveyancing Panel

Common questions asked concerning the Accord Buy to Let Conveyancing Panel

How easy is it to change a solicitor as I need to find one who is on the Accord Buy to Let conveyancing panel. Is it practical to instruct different lawyers?
If you haven't yet instructed a solicitor to do anything for you and have just received quotes, you're perfectly free to choose a different solicitor to carry out your work for you. The best way is to get recommendations from friends or family who have actually used the solicitor or conveyancer you're considering.
I do hope you can help me. My conveyancer is informing me me that he is legally obliged to conduct a Local Authority search stemming from the fact that the firm are on the Accord Buy to Let solicitor panel. The searches cost a lot of money. Can this be avoided?
You have limited options available to you. Given that you are taking out a loan with Accord Buy to Let your lawyer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your lawyer would have previously signed the Terms and Conditions of Accord Buy to Let’s conveyancing panel appointment which obliges them to follow the CML Handbook requirements last updated Accord Buy to Let. even if you were a cash buyer you would be ill advised not to carry out a local authority search.
I see that you have a post code search directory listing law firms on the Accord Buy to Let conveyancing panel. Do firms pay you a referral fee if I appoint them for my conveyancing?
We are a listing service only for law firms wishing to communicate if they are on the Accord Buy to Let conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint.
I am considering refinancing my home does my lawyer have to be on the Accord Buy to Let Conveyancing panel?
There is nothing to stop you using your solicitor but Accord Buy to Let will insist on their interests being represented by a firm on their conveyancing panel. There is greater potential for delays and confusion with two solicitors involved, and it will undoubtedly be more expensive too.
Is it common for Accord Buy to Let to withdraw a mortgage offer and what would be the reasoning?
Lenders such as Accord Buy to Let can withdraw their mortgage offer although this rarely happens. In the unlikely event that Accord Buy to Let withdraw their offer they may or may not inform you or the lawyer as to their reasoning. There are various possible reasons but here are a few examples:
  • Where the purchase price and borrowers direct contribution differ to details on the mortgage application form completed by the borrower
  • Where to proceed with the Mortgage offer would be unlawful
  • Where the lender is on notice of a restriction or a right of pre-emption which is not at market value
  • If the lender reasonably believe that the applicant, borrower, mortgagor or guarantor is insolvent or is about to become insolvent or has or will have a petition presented or if any one or all enter into any arrangement with their creditors generally or if any one or all should suffer a material change in their financial circumstances
  • If the solicitor on the Accord Buy to Let conveyancing panel acting for the applicant, borrower, mortgagor or guarantor cannot comply with Accord Buy to Let ‘s instructions
My existing mortgage is with Accord Buy to Let. My godfather has just retired and wants to pay off my mortgage. After Accord Buy to Let is paid, I want to transfer the property to my mother's name; How long does the process take? Do we need two separate solicitors on the Accord Buy to Let conveyancing panel? I do not intend to live at the property once the Accord Buy to Let mortgage is discharged.
You will need a solicitor but they need not be on the Accord Buy to Let conveyancing panel. You will need a solicitor to draw up the transfer and to deal with the Land Registry formalities. The only thing you need to consider is that by selling at an undervalue so ask your lawyer about the implications. There could be an inheritance tax issue if you die within 7 years of this. As the property is your main residence you need not pay CGT but you should speak with your accountants in any event.
Planning on purchasing a house with a mortgage with Accord Buy to Let. I have received an online quote from a licensed conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Accord Buy to Let conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that they are on the Accord Buy to Let conveyancing panel