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approved by Accord Mortgages
Ready to buy a new home? Failing to check that a lawyer is on the Accord Mortgages list of approved solicitors can put your transaction at risk of delay or failure.
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How does my firm apply to be on the Accord Mortgages Ltd Conveyancing Panel? How can my firm be reinstated onto the Accord Mortgages Ltd Conveyancing Panel?Find an Approved Solicitor on the Accord Mortgages Ltd Conveyancing Panel
Accord Mortgages Conveyancing Panel : Questions and Answers
I need to swap lawyers as my lawyer is not on the Accord Mortgages panel of conveyancing solicitors. Is it practical to instruct different lawyers?
If you haven't yet instructed a solicitor to do anything for you and have just received quotes, you're perfectly free to choose a different solicitor to carry out your work for you. The best way is to get recommendations from friends or family who have actually used the solicitor or conveyancer you're considering.
Expecting to complete my purchase next Thursday. My conveyancing lawyer has asked me to provide him with a copy of the building insurance for the house as as he informs me that he is duty bound to validate that it is in order for Accord Mortgages. What does the insurance need to cover?
All property lawyers on the Accord Mortgages conveyancing panel would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in Accord Mortgages’s Part 2 requirements of the CML Handbook (last updated on Accord Mortgages). Being on the Accord Mortgages conveyancing panel your lawyer is expect to follow these instructions.
Do banks and building societies provide you with an approved list of solicitors? How do you know who is on the Accord Mortgages conveyancing panel?
The firms themselves provide us confirmation that they are on the Accord Mortgages conveyancing panel as opposed to being supplied with a list from Accord Mortgages directly.
We're in Wales, First time buyers buying with a mortgage (lender is Accord Mortgages , but our solicitor is on the Accord Mortgages conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Accord Mortgages conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancer should guarantee a time-frame for your conveyancing due to third parties outside of our control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain
The for formalities of my remortgage has taken place with a loan from Accord Mortgages. Conveyancing was of an acceptable standard but I would like to complain about Accord Mortgages. How do I make a complaint?
Most banks and building societies have complaints procedures. Your first point of contact should be one of the Accord Mortgages branches or the Customer Care Department at Accord Mortgages head office. In most cases complaints to Accord Mortgages are sorted out effectively and efficiently. However if you are not satisfied that the matter is resolved you can write to the
Financial Ombudsman Service who will take matters further.
On the whole I have been dissatisfied with the level or service received from my lawyer. Is there a Accord Mortgages conveyancing panel complaints department or do I complain directly to the law firm?
Complaining to Accord Mortgages about their conveyancing panel is unlikely to yield much of a response. All solicitors and conveyancer must have a complaints procedure. Usually one can find this information from the solicitor’s or conveyancer’s website or ask at their office. They must tell you about it if you ask.
The Legal Ombudsman will make sure that your complaint is properly dealt with by the solicitor. It can also advise you how to complain.
If a licensed conveyancer does not have a complaints procedure or will not tell you about it, contact the Council for Licensed Conveyancers (CLC), which will make sure that your complaint is properly dealt with by the conveyancer. Please see below for more information.
I am selling my house. I had a double glazing fitted in month 2010 but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Accord Mortgages are being difficult. The solicitor who is on the Accord Mortgages conveyancing panel is saying indemnity insurance will be fine but Accord Mortgages are insisting on a building regulation certificate. Why do Accord Mortgages have a conveyancing panel of they don’t accept advice from them?
It is probably the case that Accord Mortgages have referred the matter to their valuer. The reason why Accord Mortgages may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing correctly and safely installed. It merely protects against enforcement action which is very unlikely anyway.
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Transfer of Equity for Accord MortgagesPlease note that Lexsure Ltd is in no way associated with nor affiliated with Lexsure Solicitors