Find a Law Firm
approved by Accord Mortgages
Ready to buy a new home? Failing to check that a lawyer is on the Accord Mortgages list of approved solicitors can put your transaction at risk of delay or failure.
Looking for information about your firm's panel status?How does my firm apply to be on the Accord Mortgages Ltd Conveyancing Panel? How can my firm be reinstated onto the Accord Mortgages Ltd Conveyancing Panel?
Find an Approved Solicitor on the Accord Mortgages Ltd Conveyancing Panel
FAQs : The Accord Mortgages Solicitor Panel
A conveyancer my husband and I had intended to instruct on a remortgage said she would charge more if my mortgage is with Accord Mortgages because of their difficult processes! Will I regret using Accord Mortgages? Is Accord Mortgages conveyancing so much more difficult?
Accord Mortgages conveyancing requirements for their panel are no better or no more complicated than most lenders. It is the case now the CML Handbook, the "bible" used by solicitors to establish lender requirements, is different for each lender. It is not clear if your lawyer is on the Accord Mortgages conveyancing panel. If they are not, this does add further risk of delay as Accord Mortgages will appoint their own solicitors to look after their interest.
I do hope you can help me. My conveyancer is informing me me that she is duty-bound to apply for a Local Authority search as the firm are on the Accord Mortgages solicitor panel. Is my lawyer correct?
You have limited options available to you. Given that you are taking out a loan with Accord Mortgages your lawyer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your lawyer would have previously signed the Terms and Conditions of Accord Mortgages’s conveyancing panel appointment which obliges them to follow the CML Handbook requirements last updated Accord Mortgages. even if you were a cash buyer you would be ill advised not to carry out a local authority search.
Do I have to have a meeting at the offices of the Accord Mortgages conveyancing panel solicitor to sign the mortgage deed? If so, I will choose one who does conveyancing in Leeds so that I can attend their offices if necessary.
Most conveyancing panel lawyers for Accord Mortgages undertake all of the work via the post, internet or over the phone. This means that they can undertake your Conveyancing Transaction no matter where you live in England or Wales. However you should check if you can still book an appointment to go into appointed conveyancing lawyer if you prefer.
My house is up for sale and I have a buyer. Does my solicitor have to be on the Accord Mortgages conveyancing panel in order to deal with paying off my mortgage?
Ordinarily, even if your lawyer is not on the Accord Mortgages conveyancing panel they can still act for you on your sale. it might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their requirements fairly frequently at the moment.
I am buying a property where the roof has a solar panel. Accord Mortgages have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that your lender is Accord Mortgages your lawyer must to check the Accord Mortgages conveyancing instructions contained in the Part of CML Handbook for Accord Mortgages . The CML Handbook contains minimum requirements for solar panel roof-space leases, and solicitors are required to report to Accord Mortgages where a lease does not meet these requirements. The requirements relate to the installation of panels on properties in England and Wales. The CML are developing guidance for Northern Ireland and Scotland.
I'm at the point of viewing houses and now considering a potential offer. Is it premature to have a solicitor in place? I I am planning to take a mortgage with Accord Mortgages
You should start obtaining conveyancing quotes from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their details on the the EA. As you are getting a mortgage with Accord Mortgages , make sure you remember to check that your lawyer is on the Accord Mortgages conveyancing panel.
Intending to buy a house with a mortgage with Accord Mortgages. I have received an online quote from a licensed conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Accord Mortgages conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that they are on the Accord Mortgages conveyancing panel