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approved by Adam & Co Int

Ready to buy a new home? Failing to check that a lawyer is on the Adam & Co Int list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the Adam & Company International Conveyancing Panel

Q and A’s regarding the Adam & Company International Solicitor Panel

Am I correct in assuming that the fact that my conveyancer is not identified on the Adam & Company International Conveyancing panel that there is a problem with the quality of his conveyancing?
That would more than likely be a wrong assumption to make. There are all sorts of perfectly reasonable explanations. A recent report by the solicitors regulator indicated 76% of law firms surveyed had been removed from at least one lender panel. The most common reasons for removal are: (1) lack of transactions (2) the lawyer is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. If you are concerned you should simply call the firm and ask them why they are no longer on the approved list for Adam & Company International.
I do hope you can help me. My lawyer is advising me that he has to apply for a Local Authority search because the firm are on the Adam & Company International conveyancing panel. Do I not have a choice here?
Unfortunately both you and your lawyer have little choice here. As you are taking a mortgage with Adam & Company International your lawyer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your lawyer would have previously signed the Terms and Conditions of Adam & Company International’s conveyancing panel appointment which obliges them to follow the CML Handbook requirements last updated Adam & Company International. even if you were a cash buyer you would be ill advised not to carry out a local authority search.
Do all the firms listed on your search have online case tracking as I was under the impression that this was a precondition of being on the Adam & Company International conveyancing panel?
The Council of Mortgage Lenders or BSA do not require online case tracking. Some law firms operate such technology and some don't.
I am considering applying for a Adam & Company International mortgage for purchase of a new build (under development) with 65 per cent LTV. Is it compulsory to choose a solicitor on the conveyancing panel for Adam & Company International?
There is nothing to stop you using your solicitor but Adam & Company International will insist on their interests being represented by a firm on their conveyancing panel. There is greater potential for delays and confusion with two solicitors involved, and it will undoubtedly be more expensive too.
I had an offer accepted on a property on the 20th February 2014, valuation was booked five days later, received a clean bill of health. Solicitor appointed, so all that was missing was my mortgage offer. Having made daily calls to Adam & Company International and chasing them on my offer I have now been told that my offer will not be issued unless the lawyer is on the Adam & Company International conveyancing panel. Are Adam & Company International entitled to hold back the Mortgage pending the lawyer being on the approved list?
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Adam & Company International to deal with your lawyers application to be on the Adam & Company International conveyancing panel. There's no guarantee that your solicitors will be accepted.
Adam & Company International have agreed my mortgage in principle, my offer on house has been accepted, now what?
The estate agent will want to know who your solicitors are (make sure these solicitors are on the lenders panel). Call up Adam & Company International or your broker and complete any relevant paperwork. Adam & Company International will tell you what documents they want. Adam & Company International will instruct a valuer. The valuer will get in touch with the estate agent or seller to book an appointment. Once conducted (assuming no problems) it takes about week to get a mortgage offer. Adam & Company International will issue the offer to you and your lawyer. The transaction will then take it’s course according the nature and complexity of the conveyancing.
At last I have had an offer on an apartment accepted, the seller does however have a dependent purchase. The vendors have offered on somewhere, but not been accepted yet, and have viewings of other properties in the pipeline. My conveyancing solicitor has been instructed. What do I do now? At what point should I appy for the mortgage with Adam & Company International?
It is usual to have concerns where there is a chain as you are unlikely to want to be too out of pocket too early (mortgage application is approx £1k, then survey/valuation, conveyancing search costs, etc). First you should check that your solicitor is on the Adam & Company International conveyancing panel. As to the next stages this very much depends on the circumstances of your case, desire for this property and on the state of the market. In a hot mortgage some buyers would pally for the mortgage with Adam & Company International and pay for the valuation and only if it comes back ok would they pay their solicitor to press on with searches.