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approved by Adam & Co Int
Ready to buy a new home? Failing to check that a lawyer is on the Adam & Co Int list of approved solicitors can put your transaction at risk of delay or failure.
Looking for information about your firm's panel status?How does my firm apply to be on the Adam & Company International Conveyancing Panel? How can my firm be reinstated onto the Adam & Company International Conveyancing Panel?
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Q and A’s regarding the Adam & Company International Solicitor Panel
My husband and I are hoping to buy a 3 bedroom flat in Hackney with a mortgage from Adam & Company International. We have a solicitor but Adam & Company International says she’s not on their "panel". We have to appoint one of the Adam & Company International panel firms or keep our solicitor and pay for one of their panel ones to represent them. We feel as though this is unjust; Can we not simply insist that Adam & Company International use our lawyer?
Unfortunately,no. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the Adam & Company International conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your solicitors to apply to be on the conveyancing panel for Adam & Company International
I do hope you can help me. My conveyancer is informing me me that he is legally obliged to order a Local Authority search stemming from the fact that the firm are on the Adam & Company International approved lawyer panel. Is this really necessary?
Unfortunately both you and your lawyer have little choice here. As you are taking a mortgage with Adam & Company International your lawyer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your lawyer would have previously signed the Terms and Conditions of Adam & Company International’s conveyancing panel appointment which obliges them to follow the CML Handbook requirements last updated Adam & Company International. even if you were a cash buyer you would be ill advised not to carry out a local authority search.
I am purchasing a house and require a conveyancing solicitor in Newcastle who is on the Adam & Company International conveyancing. Can you recommend a local conveyancing firm?
Our service is a directory service for firms who wish to be listed as being on the approved conveyancing panel for Adam & Company International . We don’t recommend any particular firm.
I was scheduled to complete on my dream home last Thursday. My lawyer’s firm is on the Adam & Company International solicitors panel but has changed address 8 weeks ago and had not informed Adam & Company International of their new address. Adam & Company International is now refusing to release my funds as the information from the solicitors isn't correct.
This is as unusual as it is unlucky. The majority of lender Terms of Conveyancing Panel Appointment specifically oblige the solicitor to inform the lender of an address change. Your solicitor needs to treat this with the utmost urgency. Do speak with or register your concern with the senior partner (assuming he or she is not your direct lawyer). Most lenders would be reasonable in this situation and expedite the resolution of this issue. It may be prudent to enlist the help of your local Adam & Company International branch or your mortgage broker to see if they can help.
I'm at the point of viewing houses and am about to put in an offer. Is it premature to have a solicitor in place? I intend to finance via a mortgage with Adam & Company International
You should start obtaining conveyancing quotes from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their details on the the estate agent. As you are getting a mortgage with Adam & Company International , ask your prospective lawyers check they are on the Adam & Company International conveyancing panel otherwise they can't do the mortgage legal work.
I am selling my apartment. I had a double glazing fitted in month 6 but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Adam & Company International are being pedantic. The solicitor who is on the Adam & Company International conveyancing panel is saying indemnity insurance will be fine but Adam & Company International are insisting on a building regulation certificate. Why do Adam & Company International have a conveyancing panel of they don’t accept advice from them?
It is probably the case that Adam & Company International have referred the matter to their valuer. The reason why Adam & Company International may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing correctly and safely installed. It merely protects against enforcement action which is very unlikely anyway.
Adam & Company International have agreed my mortgage in principle, my offer on house has been accepted, now what?
The estate agent will want to know who your solicitors are (make sure these solicitors are on the lenders panel). Call up Adam & Company International or your broker and complete any relevant paperwork. Adam & Company International will tell you what documents they want. Adam & Company International will instruct a valuer. The valuer will get in touch with the estate agent or seller to book an appointment. Once conducted (assuming no problems) it takes about week to get a mortgage offer. Adam & Company International will issue the offer to you and your lawyer. The transaction will then take it’s course according the nature and complexity of the conveyancing.