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Ready to buy a new home? Failing to check that a lawyer is on the Astra Mtgs list of approved solicitors can put your transaction at risk of delay or failure.
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How does my firm apply to be on the ASTRA mortgages Conveyancing Panel? How can my firm be reinstated onto the ASTRA mortgages Conveyancing Panel?Find an Approved Solicitor on the ASTRA mortgages Conveyancing Panel
ASTRA mortgages Conveyancing Panel Recently Asked Questions
The conveyancer my husband and I wanted to use for conveyancing on a purchase said she will levy higher legal fees if my lender is because of their unusual legal requirements. Will I regret using ASTRA mortgages? Is ASTRA mortgages conveyancing so much more difficult?
ASTRA mortgages conveyancing requirements for their panel are no better or no more complicated than most lenders.
It is the case now the CML Handbook, the "bible" used by solicitors to establish lender requirements, is different for each lender.
It is not clear if your lawyer is on the ASTRA mortgages conveyancing panel. If they are not, this does add further risk of delay as ASTRA mortgages will appoint their own solicitors to look after their interest.
Our grandson is buying a new build apartment with a home loan from ASTRA mortgages. His conveyancer has said that there is a delay in completing the ‘Disclosure of Incentive Form’. Who needs to receive the form?
The document is intended to provide information to the main parties engaged in the transaction. Therefore, it will be provided to your son’s lawyer who should be on the ASTRA mortgages conveyancing panel as a standard part of the process, and to the surveyor when requested.
The Developer will be required to start the process by downloading the form and completing it.
The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the ASTRA mortgages conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
I need to find a ASTRA mortgages panel solicitor in Belfast. Can you assist?
It is not clear why you need a ASTRA mortgages panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to ASTRA mortgages to find out which solicitors in ASTRA mortgages are on their panel. If you do find such a firm not listed please direct them to our site to list. After all the cost is only one £1 a month
My grandmother passed away 10 months ago and as sole heir and executor was left the property. The house had a relatively small loan remaining of approximately £8000. I want to transfer the title deeds into my name whilst I re-mortgage to ASTRA mortgages , pay off the mortgage etc. Is this possible?
If you intend to re-mortgage then ASTRA mortgages will insist on your using a conveyancer on the ASTRA mortgages conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your ASTRA mortgages conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the ASTRA mortgages mortgage is registered as a charge at the Land Registry.
Is it the case that all conveyancing solicitors on the ASTRA mortgages conveyancing panel work on a no sale no fee basis?
On the whole there are no requirements by lenders for their firms to operate on a no-sale-no-fee basis. There a small number of lenders who operate a very restricted conveyancing panel managed by a third party company (often termed in the industry as a ‘gatekeeper’). That third party may impose certain conditions such as non-sale-no fee on the panel firms. If you require this as a condition of your conveyancing then you should check with the conveyancing firm that this is part of their package
I have a mortgage with ASTRA mortgages. Conveyancing has been completed months ago. Should I wish to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform ASTRA mortgages?
You must advise ASTRA mortgages prior to renting your property as this is likely to be a breach of ASTRA mortgages’s mortgage conditions. It may be that ASTRA mortgages will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact ASTRA mortgages directly. It should not be necessary to do this via a ASTRA mortgages conveyancing panel solicitor.
My ex -wife’s name is on the ASTRA mortgages mortgage of my property but not on the land registry. The apartment was transferred to me on our divorce many years ago by way of a sealed court order. Does my ex still have a say on the sale even though the land registry showing the property in my name alone? Will I be required to take her name of the ASTRA mortgages mortgage in order to sell?
In terms of the ASTRA mortgages mortgage, it is unusual that your ex-wife’s name remains on the mortgage but not on the title. It is conceivable that this is an oversight on the part of your conveyancers to ensure that her name was removed or even an administrative error on the part of ASTRA mortgages in failing to update their data. In any event, it should cause difficulty providing her name no longer appears on the Land Registry title and you have a court order ordering that the property is transferred to you.
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Transfer of Equity for ASTRA mortgagesPlease note that Lexsure Ltd is in no way associated with nor affiliated with Lexsure Solicitors