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Ready to buy a new home? Failing to check that a lawyer is on the Astra Mtgs list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the ASTRA mortgages Conveyancing Panel

Q and A’s regarding the ASTRA mortgages Conveyancing Panel

I am expecting a mortgage with ASTRA mortgages. I would like to enlist the help of a Licensed Conveyancer. Does the ASTRA mortgages Solicitor panel allow for conveyancers regulated by the CLC
ASTRA mortgages’s approved solicitor list is, like many other lenders associated to the CML or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
I do hope you can help me. My solicitor is advising me that he has to apply for a Local Authority search stemming from the fact that the firm are on the ASTRA mortgages conveyancing panel. Is my lawyer correct?
You have limited options available to you. As you are taking a mortgage with ASTRA mortgages your lawyer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your lawyer would have previously signed the Terms and Conditions of ASTRA mortgages’s conveyancing panel appointment which obliges them to follow the CML Handbook requirements last updated ASTRA mortgages. even if you were a cash buyer you would be ill advised not to carry out a local authority search.
How do I search for a local solicitor on the ASTRA mortgages conveyancing panel? I have a car and am prepared to travel up to 10 kilometers to meet the conveyancer.
You can use the find a conveyancing panel tool on this website. Please choose the lender and your location and you will see a number of lawyer located nearest you. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the ASTRA mortgages solicitor panel.
My uncle passed away last year and as sole heir and executor was left the property. The house had a relatively small loan remaining of approximately £4500. I want to have the title changed into my name whilst I re-mortgage to ASTRA mortgages , pay off the mortgage etc. Is this possible?
If you intend to re-mortgage then ASTRA mortgages will insist on your using a conveyancer on the ASTRA mortgages conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your ASTRA mortgages conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the ASTRA mortgages mortgage is registered as a charge at the Land Registry.
Two weeks ago we had a mortgage agreed in principle with ASTRA mortgages. Solicitors have been chosen? What is the average time that one could expect to receive a mortgage offer from ASTRA mortgages?
There is no definitive answer here. Have ASTRA mortgages done the valuation? Have you advised ASTRA mortgages as your lawyers details and checked that your lawyer is on the ASTRA mortgages conveyancing panel? sometimes it can take as long as six weeks for a mortgage offer to be issued
I am buying a property where the roof has a solar panel. Solicitors conducting should look into this right? Will my lender ASTRA mortgages be concerned
As your lender is ASTRA mortgages your lawyer must to check the ASTRA mortgages conveyancing instructions contained in the Part of CML Handbook for ASTRA mortgages . The CML Handbook contains minimum requirements for solar panel roof-space leases, and solicitors are required to report to ASTRA mortgages where a lease does not meet these requirements. The requirements relate to the installation of panels on properties in England and Wales. The CML are developing guidance for Northern Ireland and Scotland.
Planning on purchasing a house with a mortgage with ASTRA mortgages. I have received an online quote from a licensed conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the ASTRA mortgages conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that they are on the ASTRA mortgages conveyancing panel