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approved by Aviva Equity Release

Ready to buy a new home? Failing to check that a lawyer is on the Aviva Equity Release list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the Aviva Equity Release UK Ltd Conveyancing Panel

Aviva Equity Release Conveyancing Panel : Questions and Answers

My Solicitor is not on the Aviva Equity Release Solicitor Panel. Can I still use my family solicitor even though they are excluded from the Aviva Equity Release panel?
You will need to have a conveyancer complete the legal work required when you take out a Aviva Equity Release mortgage to buy your property. They’ll carry out all the necessary legal checks on the property, make sure that you’re properly registered as the owner and ensure that all the necessary mortgage documentation is in place. You can instruct a conveyancing firm of your choice. However, if the firm selected is not a member of the Aviva Equity Release conveyancing panel additional costs will be incurred as separate legal representation will be required by Aviva Equity Release. Conveyancing panel applications can be submitted, so if your conveyancer has not previously applied for membership they can do so.
I am purchasing a newly built flat and my lawyer is informing me that she is duty bound to reveal incentives from the seller as her firm is on the Aviva Equity Release conveyancing panel. The Estate Agents are hassling me to exchange and I dont want to delay the conveyancing. is my lawyer taking the correct approach?
You should not exchange unless you have advised to do so by your lawyer. A precondition to being on the Aviva Equity Release approved panel is to comply with the CML Handbook requirements (last updated for this lender on Aviva Equity Release). The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
What tools are available to search for a local solicitor on the Aviva Equity Release conveyancing panel? I have a car and am prepared to travel up to 20 miles to meet the solicitor.
Feel free to make use of the find a conveyancing panel tool on this page. Please choose the lender and your location and you will see a number of lawyer located nearest you. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the Aviva Equity Release solicitor panel.
My house is up for sale and I have a buyer. Does my solicitor have to be on the Aviva Equity Release conveyancing panel in order to deal with redeeming my mortgage?
Ordinarily, even if your lawyer is not on the Aviva Equity Release conveyancing panel they can still act for you on your sale. it might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their requirements fairly frequently at the moment.
Two weeks ago we had a mortgage agreed in principle with Aviva Equity Release. Solicitors have been appointed? What is the average time that one could expect to receive a mortgage offer from Aviva Equity Release?
There is no definitive answer here. Have Aviva Equity Release conducted the survey? Have you advised Aviva Equity Release as your lawyers details and checked that your lawyer is on the Aviva Equity Release conveyancing panel? It is not unusual for a mortgage offer to take a month to come through
It is not clear whether my mortgage offer obliges me to make sure the lease term for the flat is extended prior to the completion date . I have telephoned Aviva Equity Release on various occasions and told it wasn't a problem and they would lend. My solicitor - who is on the Aviva Equity Release conveyancing panel- telephoned and was told not they would not lend in accordance with their CML Handbook minimum lease term requirements. I simply dont know who is right
As long as the conveyancer is on the Aviva Equity Release panel she or he must comply with the CML Handbook requirements for Aviva Equity Release. Unless your lawyer obtains specific confirmation in writing that Aviva Equity Release will go ahead your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask Aviva Equity Release to contact your lawyer in writing confirming that they will accept the remaining number of years left on the lease.
My ex -wife’s name is on the Aviva Equity Release mortgage of my property but not on the land registry. The apartment was transferred to me on our divorce many years ago by way of a sealed court order. Does my ex still have a say on the sale even though the land registry showing the property in my name alone? Will I be required to take her name of the Aviva Equity Release mortgage in order to sell?
As regards the Aviva Equity Release mortgage, it is unusual that your ex-wife’s name remains on the mortgage but not on the title. It is conceivable that this is an oversight on the part of your conveyancers to ensure that her name was removed or even an administrative error on the part of Aviva Equity Release in failing to update their data. In any event, it should cause difficulty providing her name no longer appears on the Land Registry title and you have a court order ordering that the property is transferred to you.