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Ready to buy a new home? Failing to check that a lawyer is on the BOI list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the Bank of Ireland as Bank of Ireland Mortgages Conveyancing Panel

Common questions asked concerning the Bank of Ireland Mortgages Solicitor Panel

My financial adviser has informed me that I have to pay Bank of Ireland Mortgages fees should I instruct my family lawyer. How efficient are the Bank of Ireland Mortgages conveyancing panel solicitors? I dont care which law firm I use provided that they are good and not exorbitantly priced. Are there any Bank of Ireland Mortgages conveyancers you'd recommend?
Bank of Ireland Mortgages’s conveyancing panel is substantial so your best bet is just to check with the firms you are getting quotes from whether they are on it. You can search by postcode on the search tool on this site to find solicitors that Bank of Ireland Mortgages will allow to act for them.
My wife and I are refinancing our maisonette with Bank of Ireland Mortgages. We have a son 18 who lives with us. The solicitor on the Bank of Ireland Mortgages conveyancing panel requested us to identify any adults other than ourselves who lives in the flat. Our lawyer has now e-mailed a document for our son to sign, waiving any legal rights in the event that the flat is forfeited by the lender. I have two questions (1) Is this form unique to the Bank of Ireland Mortgages conveyancing panel as he did not need to sign this form when we purchased 5 years ago (2) Does our son by signing this giving up his rights to inherit the property?
First, rest assured that your Bank of Ireland Mortgages conveyancing panel solicitor is doing the right thing as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Bank of Ireland Mortgages .This is solely used to protect the Bank of Ireland Mortgages if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave.

It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Bank of Ireland Mortgages had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.

Whilst your website is a good idea there are many lawyers listed near Hackney on the Bank of Ireland Mortgages conveyancing panel. Can you recommend a specific firm on the Bank of Ireland Mortgages approved panel?
We do not recommend specific firms as the right firm for you depends on where your priorities lie. For example you may require a local firm with local knowledge or you might be looking for the low cost conveyancing. We recommend that you speak to 3 or 4 lawyers listed before you make your choice..
We're in Wales, FTBs buying with a mortgage (lender is Bank of Ireland Mortgages , but our solicitor is on the Bank of Ireland Mortgages conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Bank of Ireland Mortgages conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancer should guarantee a time-frame for your conveyancing due to third parties outside of our control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain
Can I be sure that the solicitor on the Bank of Ireland Mortgages panel is any good?
obtaining recommendations is a good start. Before you go ahead check if they offer a no sale no fee offer. Also you often get what you pay for - a firm which quotes more will often provide a better service than one which is cheap as chips. We would always suggest that you speak with the lawyer conducting your conveyancing
Hi, thinking about buying a house off my mate. Assuming we can agree a figure, what’s the best way to move forward? I hope to get a mortgage with Bank of Ireland Mortgages. Is there anyway to cut out the solicitors to save us both money? My father said that years ago it was possible to take the documents into the local Land Registry office and they did the rest
If you are getting a mortgage with Bank of Ireland Mortgages involved you will need to appoint a solicitor on the Bank of Ireland Mortgages conveyancing panel. We would not encourage you to both use the same solicitors' firm. There are clear conflict of interest issues and it's not going to make a huge difference to the speed of the overall process. So as not to hold things us you should pass on your solicitors details to Bank of Ireland Mortgages. Feel free to use our search tool to look for a licensed conveyancer or solicitor on the Bank of Ireland Mortgages conveyancing panel.
After shopping around on the internet I have found a solicitor having made sure that they are on the Bank of Ireland Mortgages conveyancing panel. Does my lawyer arrange the survey of the property? Or Having digested plenty of mortgage guides,I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my solicitor - who is on the Bank of Ireland Mortgages conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?
Bank of Ireland Mortgages will need an independent valuation of the property. Your lawyer will not arrange this. Usually Bank of Ireland Mortgages will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller. or Your lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by postcode. As you are getting a mortgage with Bank of Ireland Mortgages you could contact your them to see if they have a list of approved surveyors.