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Find an Approved Solicitor on the Bank of Ireland as Bank of Ireland Mortgages Conveyancing Panel

Examples of recent questions relating to the Bank of Ireland Mortgages Solicitor Panel

My financial adviser has informed me that I have to pay Bank of Ireland Mortgages fees if I use my own solicitor. How efficient are the Bank of Ireland Mortgages conveyancing panel solicitors? I'm happy to use any solicitor in the country TBH provided that they are good and reasonably priced. Would you recommend a specific law firm on the Bank of Ireland Mortgages panel?
Bank of Ireland Mortgages’s conveyancing panel is substantial so it would be advisable to check with the firms you are getting quotes from that they are on the panel. You can search by postcode on the search tool on this site to find solicitors that Bank of Ireland Mortgages will allow to act for them.
I am due to move into my new home next Thursday. I have now been asked to send a copy of my building insurance schedule by my solicitor as as he informs me that he is duty bound to validate that it is in order for Bank of Ireland Mortgages. What does the insurance need to cover?
Any lawyer on the Bank of Ireland Mortgages conveyancing panel would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in Bank of Ireland Mortgages’s Part 2 requirements of the CML Handbook (last updated on Bank of Ireland Mortgages). Being on the Bank of Ireland Mortgages conveyancing panel your lawyer is expect to follow these instructions.
I see that you have a search directory identifying firms on the Bank of Ireland Mortgages conveyancing panel. Do firms pay you a commission if I instruct them for my conveyancing?
We are a listing service only for law firms wishing to communicate if they are on the Bank of Ireland Mortgages conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint.
I am purchasing a semi-detached house and getting a mortgage with Bank of Ireland Mortgages. Can I do my own conveyancing?
Leaving aside the complexities and merits of DIY conveyancing you will have to appoint a solicitor on the Bank of Ireland Mortgages conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to made in you doing to conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on the Bank of Ireland Mortgages conveyancing panel in your location.
What are the common reasons for a lender such as Bank of Ireland Mortgages to withdraw a mortgage offer?
Lenders such as Bank of Ireland Mortgages can revoke their mortgage offer although this rarely happens. If Bank of Ireland Mortgages withdraw their offer they may or may not inform you or the lawyer as to the reasons why. There are many potential reasons but here are 5 examples:
  • If the financial circumstances of the borrower have changed to the detriment and the Bank of Ireland Mortgages has been notified
  • Amendments if purchase price adjusted and the loan to value limits exceeded by this. Please note that Bank of Ireland Mortgages conveyancing panel solicitors would be obliged to notify Bank of Ireland Mortgages of a change in the price of the property.
  • Where the purchase price and borrowers direct contribution differ to details on the mortgage application form completed by the borrower
  • If the lender reasonably suspects that the applicant, borrower, mortgagor or guarantor is involved in any criminal or fraudulent activity, including trading in illegal drugs or other substances, theft, robbery, deception or other serious offences, or if the applicant borrower, mortgagor or guarantor has a conviction for any serious criminal offence, including theft, deception, fraud, robbery or trade in illegal drugs or other substances;
  • If the lender reasonably believe that the applicant, borrower, mortgagor or guarantor is insolvent or is about to become insolvent or has or will have a petition presented or if any one or all enter into any arrangement with their creditors generally or if any one or all should suffer a material change in their financial circumstances
I have decided to exercise my right to buy my property off the council. I have a mortgage offer with Bank of Ireland Mortgages. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event if you are getting a mortgage with Bank of Ireland Mortgages you will need to appoint a solicitor on the Bank of Ireland Mortgages conveyancing panel.
I am due to exchange contracts on my house. I had a double glazing fitted in month 6 but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Bank of Ireland Mortgages are being a right pain. The solicitor who is on the Bank of Ireland Mortgages conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Bank of Ireland Mortgages are insisting on a building regulation certificate. Why do Bank of Ireland Mortgages have a conveyancing panel of they don’t accept advice from them?
It is probably the case that Bank of Ireland Mortgages have referred the matter to their valuer. The reason why Bank of Ireland Mortgages may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing correctly and safely installed. It merely protects against enforcement action which is very unlikely anyway.