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approved by BankOfScotlandPrivate

Ready to buy a new home? Failing to check that a lawyer is on the BankOfScotlandPrivate list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the Bank of Scotland Private Banking Conveyancing Panel

Q and A’s regarding the Bank of Scotland Private Conveyancing Panel

I instructed a law firm to work on my remortgage 5 weeks ago having applied for a mortgage with Bank of Scotland Private. The law firm assured me that they are on Bank of Scotland Private conveyancing panel and advised me their panel reference. Bank of Scotland Private then ,via my broker advised that their panel number was dormant and would need to be reactivated. What happens next? Should I appoint a new solicitor currently on the conveyancing panel for Bank of Scotland Private?
The answer depends on whether you still have confidence in the said solicitors and how long it will take for the firm to be reinstated on the Bank of Scotland Private conveyancing panel You may wish to enlist the help of your broker to check with the Bank of Scotland Private as to how long they think it will take to get the firm to get back on the panel.
We are due to exchange on the purchase a house but as a result of damage from the recent storms I have agreed compensation from the seller of £3k approx by way of a reduction in the price. This was going to be dealt with as part of the conveyancing process but my mortgage company Bank of Scotland Private will not agree to this. Why was Bank of Scotland Private even consulted?
Your lawyer being on the Bank of Scotland Private conveyancing panel is duty bound to inform Bank of Scotland Private of any changes to the purchase price. If you were to refuse your lawyers to disclose the reduction to Bank of Scotland Private then they would have to discontinue acting for you and Bank of Scotland Private.
I am looking to buy a flat and require a conveyancing solicitor in Newcastle who is on the Bank of Scotland Private solicitor. Could you point me in the right direction as regards a solicitor?
Our service is a directory service for firms who wish to be listed as being on the approved conveyancing panel for Bank of Scotland Private . We don’t recommend any particular firm.
I was expecting to move into my flat two days ago. My solicitor is on the Bank of Scotland Private solicitors panel but has changed address 8 weeks ago and had not advised Bank of Scotland Private of their new address. Bank of Scotland Private is now refusing to release my funds until such time as their systems are up to date with the correct details.
This is as unusual as it is unlucky. The majority of lender Terms of Conveyancing Panel Appointment specifically oblige the solicitor to inform the lender of an address change. Your solicitor needs to treat this with the utmost urgency. Do speak with or register your concern with the senior partner (assuming he or she is not your direct lawyer). Most lenders would be reasonable in this situation and expedite the resolution of this issue. It may be prudent to enlist the help of your local Bank of Scotland Private branch or your mortgage broker to see if they can help.
I have decided to exercise my right to buy my property off the council. I have a mortgage offer with Bank of Scotland Private. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event if you are getting a mortgage with Bank of Scotland Private you will need to appoint a solicitor on the Bank of Scotland Private conveyancing panel.
After shopping around on the internet I have found a solicitor having checked that they are on the Bank of Scotland Private conveyancing panel. Does my lawyer arrange the survey of the property? Or Having digested plenty of house buying,I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my solicitor - who is on the Bank of Scotland Private conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?
Bank of Scotland Private will need an independent valuation of the property. Your lawyer will not arrange this. Usually Bank of Scotland Private will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller. or Your lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by postcode. As you are getting a mortgage with Bank of Scotland Private you could contact your them to see if they have a list of approved surveyors.
Next month my fiance and I are remortgaging a flat in Hendon. Conveyancing solicitors in Hendon will soon beappointed. My brother-in-lawadvised that we enquire that the conveyancing practitioner in Hendon is on the Bank of Scotland Private panel. Is this really necessary?
It is not that case that all Hendon conveyancing firms are on the Bank of Scotland Private conveyancing panel. 7 people a month use our search tool to locate a Hendon conveyancing solicitor on the on the Bank of Scotland Private list of approved conveyancing firms.